I'm not a company, just a Turker. Assuming you mean health insurance, you can go to a site such as http://www.bcbs.com/ to get a group rate quote.
You should not have to pay for a term life quote. An agent can talk to you and give you quotes for different policies, but you can also get quotes from such sources as insurance company websites or clearinghouses for insurance information.
I always go with at least three quotes for insurance. It is very important to make sure you are comparing "apples to apples" when getting quotes from insurance companies. In other words, make sure you are covering the same possessions for the same amount of coverage for each company you talk to. Also, don't forget to ask about the deductible amount, which can effect your premium.
Life Insurance quotes can be found from many different sources, depending upon a person's preference. It is possible to get quotes over the internet, using price comparison websites or direct provider websites, or contact the company direct via the telephone. If the preferred method is to talk to someone face to face, then contact an Independent Financial Adviser who will arrange a meeting at home to talk through the options.
No, they will file a claim with their insurance company and their company will talk to your company. Assuming you swapped insurance details.
Is it a group health insurance? Talk to your employer or decide to buy it independently. If you want to buy from private companies, do your research. Ask questions and compare some online quotes.
Probably not. But talk to your insurance company.
All life insurance companies give free quotes. Metlife, aflac, AARP, Mutual of Omaha, all give quotes, rates, and the easiest way to get a quote is to talk with a representative. Most life insurance agents will offer free advice, send you information at no additional charge to help you get the best life insurance coverage.
It varies from company to company on different amounts, your age, your health, your smoking status and other variables. Your best bet is to speak with a true "broker", talk about your particular situation and obtain a number of quotes vs the insurance company coverage and offerings. While one company quotes a lower price, the actual offer may be higher once you have applied so be careful. Don't forget to look into Waiver of Premum and Return of Premium.AnswerThe best rates for life insurance can only be found by shopping around for life insurance. Rates differ considerably from company to company and therefore the more you shop, the more likely you are to find the best policy at the most affordable price. Another crucial factor to consider is the financial integrity of the life insurance company. Choose a company with a good rating by A.M. Best.
http://www.chministries.org/ is a great Christian Health care insurance company. Check it out, and talk to them about it. They will set you up with what you need.
All three of those companies are decent but the only way to determine which one would be great for you is to talk to their insurance agents and get quotes, then choose the best one for you and your situation.
If the life insurance is part of a group life insurance policy, you will lose the benefits when employment stops. That's why it is recommended to get your personal life insurance policy, which you can take with you when you change jobs or in case of unemployment. It is never too late to get a new policy on your own. Talk to an experienced independent agent that can offer multiple options.
I hope not, talk about over reach