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Can medical insurance companies make you take a blood test for health insurance on a group plan?
Wiki User
∙ 11y ago
I hope not, talk about over reach
Wiki User
∙ 11y ago
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What is a health examination?
A series of tests concerning your health, heart rate, blood sugars, etc. Used by medical professionals as a baseline for future visits and also by insurance companies to make sure that you are worth the risk of their underwriters to insure.
What are the Medical test required for buying health policy?
Normally the insurance companies require three major tests: E.C.G., Urine and Blood Sugar test but the required tests may vary from insurance company to insurance company depending upon the type of case.
What tests do insurance companies do for long term healthcare insurance?
Elderly person looking for long term health insurance do they do a blood test looking for THC?
Do life insurance companies check for pain meds?
Some do, depending on your age, health history, and the amount of insurance you are looking to purchase. Typically, the less money you are looking to insure yourself for, the less they would look into your history. Also, insurance companies use the Medical Information Bureau, which keeps record of your medical history. This may bring up questions about pain meds, if they are documented on that database. Insurance companies may also request a blood profile and urine sample to test, which could uncover drug abuse.
How do you know your unhealthy or not?
A simple blood test will do it. Thats what life insurance companies do to determine your life span. They can tell the health of almost every organ in your body with a series of tests on your blood.
Is health insurance required to donate blood?
no
What companies provide free blood glucose monitor equipment and supplies?
Liberty Medical and OneTouch are just a couple of the companies that will provide free blood glucose monitoring supplies. To be eligible though, you must receive medicare or have private insurance that will cover it.
What do life insurance companies check for when taking a urine and blood sample?
AnswerEverything health related and drug related. Cholesterol, cancer, Hep, Nicotine, etc. There are some companies available that do not do any testing. 4lifeguild
Do life insurance companies test for marijuanna?
Yes but most view it the same as tobbacco users so its not going to affect whether or not you can get it. I have many clients who toke!
Physical Fitness Can Lower Medical Insurance Rates?
Statistics show that diet and exercise play a big part in health and well-being. Medical insurance companies are changing their policies to reflect this information. Many companies are rewarding those who make good diet and exercise choices. Those that are reluctant to make changes are beginning to feel the pinch in their wallets. Obesity, smoking, and other poor lifestyle choices are affecting insurance rates. Most medical insurance companies require a person to have a physical exam before being insured. The exam is usually pretty thorough, and the exam can include blood, urine, and other important tests that indicate physical health. These results are used in determining if the person will be accepted for coverage. In some cases, the premium is rated higher to accommodate the additional risk. Concentrating on your physical fitness can greatly improve your medical insurance rates. It could save you thousands of dollars per year. In addition, it will help you improve your quality of life. Employers are joining in with this trend. They are rewarding and penalizing employees that have poor health indicators. They are offering different incentives to those who maintain good physical fitness. Cholesterol, blood sugar, blood pressure, and weight are among the things that are measured to determine health status. In the past couple of decades, health care costs have skyrocketed. Many working people are no longer able to afford medical insurance, and employers have had a difficult time continuing to pay their share of medical insurance. Most employees have to pay a substantial portion of their medical insurance. The days when employers footed the bill is all but gone. The federal government has gotten involved in increasing awareness of health risks also. They are putting the word out about how obesity significantly contributes to heart disease, diabetes, and other serious illnesses. In fact, it is believed that some cancers can be avoided by smart health and lifestyle choices. Exercise and diet has been proven to influence heavily the development of cancer and other serious disease. Although medical insurance is expensive, there are ways to lower your rates. Simply getting up and becoming active can have a significant impact on your wallet. The connection between physical health and medical insurance premiums will continue to grow.
What is one covered for if they have medical insurance?
The coverage of medical insurance varies, depending on the company and the plan chosen by the individual. Medical insurance may cover (entirely or partially) annual physical examinations, routine blood work, blood glucose tests, blood pressure and blood cholesterol monitoring, cancer screenings, electrocardiogram and X-rays, if needed, and recommended immunizations.
When applying for health insurance does the blood test include marijuana testing?
Yes
