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Is the loss of your dental appliance covered under your homeowners insurance?
No, but it may be covered under your dental insurance plan.
Why isn't dental care covered under general medical insurance?
Dental Coverage is not usually covered by General Medical Insurance because it is too expensive.
Does house insurance cover broken retainers?
No. that would be covered under your dental insurance plan.
Is denture cost covered by a typical dental insurance?
Dentures are covered under most standard dental insurance plans, but may have replacement limits. The easiest way to find out if you have this plan is to call your insurance company or provider.
Are domestic workers covered under a homeowners policy?
No. Homeowners Insurance does not cover Domestic WorkersDomestic workers are covered under the Workers compensation insurance paid by the employer
Is your oral surgery covered under your dental plan?
This really depends on the plan that you have with your employer. Most of the time sedation is not covered through your dental insurance but you can possibly get some coverage through your medical insurance. You will need to provide a narrative explaining why it is necessary for the patient to have sedation. Most dental insurances do not recognize sedation as being a necessity for the patient that is why you can either get reimbursed from your medical insurance company on the monies that you pay to the dental office. Some dental offices will submit to your medical for you. This is rare but some do that for the patient which is very convenient.
Can a child be covered under the new health care reform if their employer offers insurance?
yes
What To Look For In Dental Insurance Coverage?
Health care coverage today may cover most of the major health problems that you could encounter, but many health insurance policies have one significant gaping hole in them: Very few employers offer dental insurance. Dental insurance is the type of insurance that is very important to have, but can be all but impossible to get from an employer. If your employer offers you any type of dental covereage, even if it is very limited, it is wise to take advantage of that and enroll in the employer dental plan. If your coverage is quite minimal, you can always supplement your dental insurance from your employer with some private insurance from another source.Most people will not even have the option to purchase dental insurance from their employer, so if you don't have the employer insurance option you will need to locate some quality dental insurance. One of the most effective ways to do this is to check with your current health insurance agency to find out if it is possible to add dental coverage. If so, get the rates and find out precisely what type of exams and procedures will be covered. If your current health insurance company does not offer any type of dental coverage, the Internet is an excellent way to get some quotes on dental insurance. With any dental coverage, you need to be sure of exactly what sort of coverage that you will receive.Find out how often you can go to the dentist under the insurance plan you are considering. Most patients need to visit a dentist at least one time each year for a dental checkup. Another important thing to consider is how much of the cost of necessary dental work will be covered. Will the dental insurance plan you are considering give you coverage on xrays, fillings, rootwork, or other procedures that the dentist determines that you need? What about emergencies? If you were to crack a tooth and needed to have it repaired, would your dental insurance plan cover it, or do you think you could cover this type of cost out of pocket?As long as you have a dental insurance plan that will cover your dental checkup exams and at least some of the necessary dental work in the future, you have got some solid coverage. Very few dental insurance plans will cover the cost of cosmetic procedures such as teeth bleaching, check with each insurance company you consider to be certain about coverages and exclusions.
What is a closed list In dental insurance?
A closed list refers to the network of dentists from which you can obtain treatment that is covered under your dental policy.
Are massage therapists covered under any type of health insurances?
If they are independent massage therapists then they are not really covered under health insurance. If they are employed by an office or employer, they may be entitled to health insurance, however that depends on the company.
You just had dental work done using your dental insurance you have one more appointment tomorrow and want to quit your job the next day Will the insurance still cover their portion?
Payment for the procedures should be based on the date of the procedure. Since you are covered on that date, the procedures should be paid if they are covered under the terms of the policy. Also, dental insurance can be continued under the provisions of COBRA if you work for an employer with 20 or more employees. Here is a link to the Department of Labor FAQs about COBRA: http://www.dol.gov/ebsa/faqs/faq_consumer_cobra.html. Some states have COBRA like laws that apply to smaller employers.
Who offers the best supplemental dental insurance for my family?
Aetna and Humana are two trusted names in insurance that offer supplemental dental plans. These plans can start at under $10 a month and they augment the coverage your employer may offer. Humana dental offers great deals on dental insurance for the family. You can also find a list of other companies such as Delta Dental by visiting www.dentalinsurance.com.
