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Who do you call when your credit report comes up unable to access due to being a minor but im not a minor?
Wiki User
∙ 16y ago
== == Google for Equifax, Experian, Transunion, get their phone number and speak to representative. Tell them that you are not able to access your credit report due to this issue, and they should be able to help you.
Wiki User
∙ 16y ago
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Does being denied for credit lower your credit score?
Yes. It is reported on your credit report.
If unpaid medical is not on your credit report can they charge you for it after the fact?
Yes. Some institutions/businesses do not report to credit bureaus. The debt not being placed on a credit report does not mean it is not completely valid and collectible.
What is the best credit report someone can have?
Depending on which credit report company one is with, depends on the highest credit report, as they have different categories. Experian's ratings are Very Poor, Poor, Fair, Good and Excellent, so Excellent being the best credit score. Equifax reports scores between 300-900, 900 being the best credit score. There are plenty of other provider's for gaining a credit report.
How might one get a free credit report from Experian?
There are many ways to get a free credit report from Experian. One could get an annual credit report by being a member of Experian. All consumers are entitled to a free report every 12 months.
Federal Law Requires One Free Credit Report?
Federal law, specifically the Fair Credit Reporting Act (FCRA), stipulates that every consumer is entitled to one free credit report from each of the three major credit reporting agencies (Equifax, Experian, and TransUnion) every 12 months. This ensures that individuals have access to their credit information and can monitor it for errors or fraudulent activity. There are also additional circumstances, such as identity theft or being denied credit, where consumers are eligible for additional free reports.
How can you get your chapter 7 bankruptcy off your credit report?
It should rotate off of your credit report about 7 years after being discharged. It cannot be removed.
Is being delinquent the same as having a late payment on credit report?
..Que?
What are the pros and cons of being a co-borrower on a mortgage application as a homemaker with debt?
If this was my call I would not do it there are no pros to this topic.If the primary signer bails you are in deep doo doo. Whoever the lender is they see something on your credit report that they can sieze from you if the primary signer is unable to pay. the other con is that the lender will show up as an inquiry on your credit report which will hurt your score
Why if I am paying monthly payments on medical bills are they on my credit report?
If the bills were overdue and you are making payments as the result of being 'dunned,' and the bills are not yet paid in full, it will reflect on your credit report.
Benefits of Getting a Free Credit Report?
One of the most important personal financial responsibilities that all people have is to verify their credit report on a regular basis. By checking your credit report on a regular basis you can receive many different benefits. A key benefit of getting a free credit report on a regular basis is being able to avoid being a victim of identity theft. When you receive a credit report you will be able to review all of the open accounts on it to ensure that they are legitimate accounts. If you see an account that you did not actually open, be sure to contact the creditor immediately to have it closed.
If you are a cosigner does this show on your credit report?
Being a co-signer means that you will become liable for any and all amounts due should the person whom you co-signed for defaults or becomes unable to make the payments. The loan is then your responbility to pay, and then if you default on that loan, it will show up on your credit history. Otherwise, it shouldn't.
Can a bill collector check to see if you are being garnished?
Yes, the information will be on the debtor's credit report.
