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Who has rights to a vehicle if it has two names on the title separated by or?
Wiki User
∙ 10y ago
If two names are on the title seperated by a comma. What does this mean?
Wiki User
∙ 10y ago
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If the title has two names but is not separated by AND or OR then which is the primary owner or are they both equal owners of the vehicle?
If there is no specific designation on the vehicle title the default laws of the state in which the vehicle is titled will apply.
Does the primary have more legal rights to the vehicle than the Co signer?
Whoever is named on the Certificate of Title has rights in the vehicle.Whoever is named on the Certificate of Title has rights in the vehicle.Whoever is named on the Certificate of Title has rights in the vehicle.Whoever is named on the Certificate of Title has rights in the vehicle.
Can one person sell a vehicle with both names on the title?
In most states it depends upon the way the title is worded and in some cases the laws concerning marital property. If the names are separated by the word "and" all parties must agree to the sale of the vehicle. If the names are separated by the word "or" either party can sell the vehicle without the consent of the other. Taking such action would not necessarily make the "seller/owner" immune to being liable for damages to the other party.
Do you have any ownership rights if you are not on the title?
Only if you are the spouse of the person listed on the title. Otherwise you have no rights to this vehicle.
What rights does a co buyer have to a vehicle?
The co-buyer of a vehicle has equal rights to the vehicle if there name is on the title. The co-buyers rights can be defined by a written or verbal contract.
Who has the rights to a vehicle that was purchased boyfriend and girlfriend that just broke up?
It depends on who's name was placed on the title. If both names were were placed on the title with an "and" between them, then the car is owned jointly. If on "or" was used then the whoever has the title could sell it. If just one name was placed on the title then that person owns the vehicle. It depends on who's name was placed on the title. If both names were were placed on the title with an "and" between them, then the car is owned jointly. If on "or" was used then the whoever has the title could sell it. If just one name was placed on the title then that person owns the vehicle.
Does a co-applicant on an auto loan have legal rights to the vehicle?
If the person is on the title of the vehicle then they have ownership rights in accordance with the laws of the state where the vehicle is registered. Generally names on a vehicle title that are separated by the word "and" means each person has an equal share and neither can sell or encumber the vehicle in any manner without the other person agreeing. (Ex: John Smith and Mary White) If the names are separated by the word "or" then each person is an individual owner and may take whatever action they choose without the other person's permission. In non community property states the "or" designation is usually reserved for married couples only, (Ex: John or Mary Smith). In community property states such a designation for married couples may or may not be used. Joint names on loan applications do not designate ownership of the property unless the signers are married and live in a community property state.
Do you have rights to A car if your names on the title?
Yes. If your name is on the title you are considered owner of that car.
If the title has the primary borrower's name first and then the cosigner's name can the cosigner just take the car and make the primary borrower still pay on it but not own it anymore?
What decides the ownership of real property such as a vehicle is the way the title is worded. If the names on the title of the vehicle are separated by the word "and" each party owns an equal share of the vehicle and both have to agree on any action taken. If the names are separated by the word "or" both parties have sole ownership rights and either one can take action without the permission of the other. Nevertheless, one party cannot have the use of the vehicle while the other one pays the financial obligation unless it pertains to a married couple or the involved parties have agreed on such an arrangement. Unfortunately situations such as cited quite often end up in litigation.
If your ex is on the title of your vehicle but you have made all the payments and carry the insurance can they make you sell it?
Can who make you sell it? If he filed bankruptcy and his name is on the title, you will need to go to court and show documentation that you are the only one that made the payments. Also, you will want to get his name off the title ASAP. * It is not relevant as to who makes the payments on the loan. The wording of the title determines ownership of a vehicle. If the title is jointly owned with the names separated by the word "or" the vehicle is considered owned separately by each named party and can be subject to a judgment creditor or bankruptcy action. If the names are separated by the word "and" the vehicle is jointly owned and in most instances cannot be partitioned. If it is a matter of bankruptcy, the vehicle exemption may or may not protect it from being seized by the trustee. If it concerns a repossession or attachment by another creditor and the person named on the title is the judgment debtor, the exemption also applies with the exception of the lender themselves.
Does both names on auto title have to be on insurance for vehicle?
Yes
What rights does a cosigner have to gain possession of the vehicle if his name is on the title?
It depends on the laws of the state where the vehicle is titled and the wording of the title itself.
