If the person dies without a will, and if there is no other authorized signer on the card, the company would have to sue the estate. There are other issues that might need considerations. States that have community property laws would make the spouse responsible for debts incurred during the course of the marriage, in some states.
Credit card is better than Case.
Not sure what the procedure is for all credit card companies, but as long as you are not in charge of the deceased's estate, and your name is not on the credit card account, then you are not responsible. However, you are supposed to call the credit card company and report their death. Any charges incurred after the date of the deceased's death, you are responsible for -- as an authorized user. If you wish to assume the credit card account, you must send the company a copy of your documents naming you as the 'executor of the estate'. This was the case in my mother's recent departure.
When applying for a credit card, the financial institute operates on a case by case basis depending on your credit score and payment history. If you previously owned a Lowe's credit card that was in good timing, you should not have any problems applying for a new one.
Each credit card issuer have their own identifying cards that start the credit card number. In the case of a card that starts with 4802, the card was issued by Capital ONE FSB Business and is a Visa card.
If it is a corporate card I would imagine it is in the name of the company and not your name. If that is the case it shouldn't impact your credit.
You may do that in case of credit card consolidation wherein your credit card debts are consolidated into one credit card. However, if you can still negotiate to lower your interest rate and monthly payments; it is still better to pay off your debt with cash and not consolidation.
Simple, use a credit card.
no, this is not a criminal case.
If you are married, your husband can definitely apply for a credit card in your name. This is commonly done. Some husbands make their wives as supplement to their credit cards or apply for a separate card. So, the credit card company may not find anything wrong with what your husband did. Not unless, you and your husband are having problems, then if you have a case, better report it first to the proper authority before you approach the credit card company with your complaint or case.
Not paying your credit card is typically considered a civil matter. The credit card company may take you to civil court to recover the debt through a lawsuit or collections agency, rather than pursuing criminal charges.
If you've added a credit card, in the case of a purchase that exceeds the funds in your PSN Wallet, the difference will be charged to your credit card. If you don't have a credit card associated with the account, then you will simply be unable to complete the transaction.
A credit card (just in case).