It is illegal to drive a car that is not insured for at least third party cover (i.e. if you hit someone then they - but not you - will get paid out). Therefore if the car is not covered on an insurance policy that YOU have then to drive it you would need to be covered on someone else's insurance. Some people hold insurance policies that allow anyone (with permission from the owner) with a valid license to drive the car and in this case you would b covered on this policy - many company cars have this sort of policy. It is you DUTY to make sure that you/the car has as covering policy before you drive it and that you can PRODUCE this policy for the police should they require you to do so.
You have to list the drivers covered to drive your car on the policy. If not he is not covered.
Ask an insurance company for a "broadform" policy. That will cover you for any car you drive. Yes, although it's rather pointless. Why pay for insurance on something that you don't even have or own ... there is no need. If you drive someone else's car, you are covered under their insurance policy, provided you have their permission to drive it.
An Umbrella policy
As long as you are sure they have insurance and if you are listed as a drive on such insurance policy. If these cases are both yes then you will be covered under their insurance as long as you have permission to drive the vehicle.
You need to read your policy carefully and talk with your agent. A permitted driver is usually covered. However, if the driver lives with you and you don't have them listed, they are not covered. If they are a regular driver and are not listed, they are not covered. If they have a suspended or revoked license, or if they have no license, you are not covered. It is best not to allow others to drive your car under any circumstances. If they have an accident, it is on your insurance, and the company will add them to your policy even if they cover them.
As long as your son was on the policy or had permission from the owner of the vehicle to drive it, he should be covered.
What are you asking? I do, yes. That's only because I have a motorcycle policy for my motorcycle. You are not covered from an auto policy to drive a motorcycle.
If you are driving the car it may cover you, but it won't cover a car unless it is on your policy. Depending on your policy it may not cover you either. Some insurance policies don't cover you if you allow another driver other than yourself to drive your car. Check your policy.
ANY driver with permission to drive that car by the owner is covered under that car's insurance policy. Insurance goes with the car...not the driver.
Your husband must be on your policy to be covered. In some States you have to ad your spouse to the policy regardless if they will drive your vehicle or not.
Depends on the insurance policy. A good one will cover both, as long as the driver has permission to drive the car, and the policy owner can cover a rental or a new vehicle.
All drivers are required by law to carry proof of Financial Responsibility. So if you are an insured driver under the terms of the Auto Insurance Contract then you are covered to drive it. If you are not an insured under the terms of that policy then you are not covered. Remember, Vehicles do not drive themselves and vehicles do not carry insurance, People do. Auto Insurance Is to cover the losses and legal liabilities of the Insured.
If you own a car and buy insurance to cover it, you are covered although the insurance is on the car. You can allow other people to drive the car and they will then be covered even if they don't have insurance.
You do not need your own policy. In most states you are covered by the car owners insurance policy.
Anyone you give permission to drive your car,is covered under your insurance.
Yes...this is called a "non owners insurance policy". Not a lot of companies issue these but many of them do. If this type of policy is purchased, you are cover in any vehicle you drive.
No, in the state of Mass where i am from, the insurance is covered for your car only. It will not follow you if you choose to drive another vehicle. You may want to check the state your are in if this is different, as they may have a different type of policy you can purchase that will cover you. With my experience, the only insurance you have is your health insurance if you are driving another persons vehicle.
Yes, they would be covered as long as they only drive occasionally. If they drive more than 12 times out of the year, they would need to be rated on your policy in order for them to be covered.
A named non-owner policy. Or a dealers blanket policy (what car dealers use)
No. * i say Depends on your policy. Call your insurance person.
Most auto insurance covers anyone you allow to drive your car, except people living in your house.
This all depends on your insurance. your insurance policy may cover anyone that drives your car and that would mean then yes he can drive it. But you better check with your insurance company.
Yes, at least in Mass the insurance coverage goes with the driver and not with the car. However, if you and daughter live together, you must both be on the policy to be covered in the car that has the insurance policy.
Everyone in your household must be listed on your insurance policy if they have a license. For example, if you live with your parents, you may not be covered if you are not listed on their insurance policy. On the other hand, if you live separately you could use their car with their permission and be covered.