Anyone who does not have Medicare Part A and/or Part B cannot enroll in a standalone Part d plan.
or;
If you have enrolled in a Medicare Advantage Plan, other than a PFFS plan you cannot enroll in a stand alone part d plan.
or;
If you are outside the enrollment periods of November 15th - December 31st of each year you cannot enroll without a special election period.
Usually your private plan will expect you to enroll in SMIB.
If you have Medicare Part A or B you should be eligible for a drug plan. You can check with Medicare to make sure and tto sign up. 1800MEDICARE
You have a choice to stay in your employer's plan or join Medicare. When you do stop working and lose your group health plan, make sure you enroll in Medicare within 8 months. You could also enroll in Medicare Part A (hospital coverage), and postpone enrolling in Part B (physician coverage) until you are done with your group health plan. Part A does not cost you a monthly premium. You would be over-insured, but the Part A benefit is available to you at age 65, whether you have other coverage or not.
medicare part D
Each state has one or more 529 plan managers that can enroll you. You can also enroll with a financial advisor who has completed the necessary state paperwork.
No, you are not subject the the late enrollment penalty if you were covered by an insurance plan or your spouse's insurance plan at the time you were eligible. Make sure you receive a copy of your creditable coverage letter once you plan to enroll in Medicare Part B, so you can prove you were covered. For more information on the time frames for enrolling in Part B should you lose or drop coverage, see the link below on the Medicare website to the Medicare & You Handbook, page 21.
a state agent
If your parents are already enrolled in regular medicare they can be able to qualify for Part D. You can go to Medicare's website and check their plan finder. By using their plan finder it will tell you which plans you are qualified to use.
To have a Part D plan that covers the gap, the person must also have Medicaid. That's the only way to not have a donut hole. Then, you would need to enroll in a benchmarked plan. The benchmarked plans for each state are on CMS' website. Enrollment time is November 15th through December 31st each year. That's the best time to sign up for a plan. If you don't sign up then, you can enroll any time, but coverage won't start until the first of the next month.
Anyone who does not currently have a health insurance plan is eligible to apply for a Celtic Health Insurance plan. They have 4 different types of plans to choose from.
Prepaid tuition plan
Prepaid tuition plan