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Coverage A - Liability This pays damages to bodily injury and property damage to others for which you are responsible. For example, say you have coverages 100/300/100 * The first number 100K, represents how much your insurance will pay per person injured. * The second number 300K, represents the aggregate amout you would be covered per incident for bodily injury. In other words you would be covered 100K per person not exceeding 300K per incident. * The third number 100K, represents what you are covered for any property damage you may cause.

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Q: Who is protected under part A of a Personal auto Policy?
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You will need to buy a commercial auto insurance policy for delivery services. Vehicles used for delivery or conveyance are not covered under your Personal Auto Insurance. Any accidents that occur while engaged in commercial activities are not covered under your personal auto policy.


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It might. You should check with your personal auto insurance first. For some business use they will extend the coverage. If they tell you that it will not be covered under your personal policy then you need a commercial policy.


If your driver's license expires will you still be covered under your auto insurance policy?

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What liability coverage is extended to you when you use your car for deliveries while working for your employer?

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Can a person insure a pickup truck without having commercial insurance and carry tools for work?

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