However, there is an "if" to that question as with many insurance issues. If the tree was normally healthy and the wind blew it down is the first area to consider.
1- Your insurance company would not pay for damages to the neighbor simply because you have no legal liability to the neighbor for the act of nature that caused the loss. Your first-party insurance is specific to you and your property, not his.
If the tree was obviously dead and you had prior notice from obvious observation or actual notice from the neighbor (usually by certified mail) of the dangers, you would have had a duty owed to the neighbor to abate that danger or hazard. Your failure to abate the danger would be the causal relationship to his damage.
2- In the above case, the insurance carrier would possibly pay for the damage to the neighbor out of the liability portion of your policy. The reason for this is the verbiage: "we will pay all sums you are legally liable to pay" in the liability section of the policy.
Disclaimer: This is general in nature and should not be used in any specific case or tort. Each carrier and each jurisdiction may have varying opinions in this area.
3. Furthermore, if your own insurer paid the claim resulting from the fall of a neighbor's tree, the payment would be subject to the policy deductible. The deductible is the amount set forth in the policy that you have agreed to pay toward the repair of a covered loss. In return for its payment, the insurer would succeed to whatever rights that you had to recover its payment, which is a process called subrogation. You are not a party to that action (unless you choose to be in order to recover your deductible), but you are likely to be a witness at any trial that is held.
The responsible party would be Mother Nature. Unfortunately she does not carry liability insurance.
In general, no one is responsible or financially liable for acts of nature as they are beyond our control. Only indisputable proof of intentional planned or wanton negligence could change this principle of liability.
If your neighbor's tree falls on your house, your insurance will cover you. If your tree gets blown into your neighbor's house, the same applies. His home insurance would cover him. It does not matter who's tree it was.
If the damage is that the tree is down somewhere out on the property, then it just depends on whether you have debris removal or landscape restoration on your policy. Otherwise each homeowner is responsible for the removal of that portion of the tree that fell on their property.
You are responsible, but your homeowner insurance should cover damage.
The worst storm happened in 1900 in Galveston, Texas when a hurricane hit the area. Over 6,000 people lost their lives and the storm caused billions of dollars worth of damage.
It depends on the intensity of the hurricane. A category 1 storm will do minimal damage to homes while a category 5 will destroy almost every home in its path. There are many variables involved in what causes damage in a hurricane. There is the actual wind damage. Then their is the damage caused by the storm surge. The storm surge is the result of when the hurricane's eye passes over land. Their is a wall of water that is pushed by the hurricane when it comes ashore this is the storm surge. Flash floods are also something else that can cause damage. Flooding can occur over a very large area far away from the eye of the storm. Most homes damaged in a hurricane are from flooding and then comes the wind damage. Also waves whipped up by the storm can cause tremendous damage. Also hurricanes can cause landslides. Also it is not uncommon for hurricanes to produce tornadoes. Mobile homes are easily damaged by hurricanes. Poorly constructed wooden homes can also be blown down. It really comes down to how the house was built. What kinds of standards were used in the construction of the home itself. Many hurricane prone areas have strict construction codes for newer buildings.
A typhoon is a storm system that forms over the waters of the oceans. The disadvantages of the typhoon is the property damage, land damage, and deaths that occur with these massive storms.
Blown over, blown down, yes, but not blown away.
Hurricanes produce damage over an area hundreds of miles wide and last for days. Tornados cause damage in relatively small areas and last for minutes. ,
A length of water over where the wind has blown is called a Fetch.
Storm over Laos was created in 1961.
Storm Over Asia was created in 1928.
Yes, your renters policy will pay for your damages, depending on the actual cause of the damage. If it was a leak that occurred over time and finally the ceiling fell in due to the water building up on the damaged sheetrock, then the landlord would be responsible for the damage due to a lack of maintenance. If a tree fell on the home during a storm and poked a hole in it causing the damage then his policy would cover it.
If the heat from your fireplace is being blown forward, then it shouldn't hurt your TV.
Storm over Laos has 202 pages.
The duration of Storm Over the Nile is 1.78 hours.
Nobody is liable for an act of nature. You are responsible for the portion of the tree that fell on your property. Your neighbor is responsible for the portion of the tree on the neighbors property.
Most people assume the winds cause most of the damage, that is not true, the storm surge (fast rising waters) cause flood damage, which creates more damage than the wind dusually, also heavy rains cause the ground to soften and trees will topple over.
There are various rules and regulations of Gmail. They are no responsible for any theft or damage. You have to be over 13 years old to join it.
when storms flown over roof it creats a vaccum over roof for sometime thus outside pressure reduces and inside pressure of the house remains constant. so by the pressure difference between inside and outside,roofs are blown. it is based on bernolli,s principle.
There is no information on the size of Hurricane Alicia, but it did over 2 billion dollars worth of damage. It was also responsible for the deaths of over 20 people.
It depends on which kind you are talking about, and there's wind in each type of storm. A thunder storm, the lightning can strike something and damage it. A tornado, it destroys everything until it disappears. A hurricane, a huge storm that forms over the water, spins, produces, tornadoes, serious destruction, etc!
The duration of Storm Over the Pacific - film - is 1.97 hours.
No. You can look at the cylinder bores for damage or scoring by turning the motor over by hand but if there is no undue wear you shouldn't need to look further . The only real problem is what damage the blown head gasket has caused. For example only, if it has blown between the water and oil galleries then the vehicle has been running with water in the oil, degrading the oil and its lubricating values. Or if it has just blown out into the cylinder then you may have cooked the head . A crack test and warp check on the head would be in order before you retorque the head.
Crops destroyed, trees ripped up or blown over, cars blown around and damaged, houses damaged such as windows being smashed or roofs tearing off, people outside being hit by flying debris etc etc
it did more damage than u've ever seen the buildings were on fire Jap planes and American plane blown up,over 2,003 were KIA[Killed in action].over 1,000 civilans were killed,too.
The damage from a tornado is generally more severe than that of a tropical storm or hurricane, but is limited to a much smaller area. Hurricanes and tropical storms can cause damage over enormous areas, so the total amount of damage done is greater.