Repossession
Homeowner's Insurance
Renters Insurance

Who is responsible for damage to the yard during a repossession in Florida?

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2004-11-30 09:22:07
2004-11-30 09:22:07

The LIENHOLDER is ultimately responsible for anything that happens during a self help repossession.

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the person the vehicle was leased to is responsible as they are the ones that have caused the vehicle to need to be repossessed.

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The person causing the damage is usually responsible, and that would be the hook driver, or his employer, or both, assuming the "someone else" did nothing to interfere with the repo.

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Repossession of what? Who? The repo agent?

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Yes. Additionally, you will be responsible for any late fees, repossession fees, storage fees, transportation fees, and legal fees and court cost incurred during the repossession process.

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Regardless of who the agent is that actually repossesses a vehicle the responsibility will remain with the agency that actually accomplished the repossession, however, the Creditor is ultimately responsible for the actions of the agents that they assign an account to. The assigning agency, if they had no actual part in the repossession will probably not be responsible.

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No, Florida is not a community property state. Married couples who do not reside in CP states are only responsible for those debts that are jointly incurred during the marriage.

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Yes, anybody can wear a vest. I'm not sure where this question came from but here in Florida you can't possess a firearm during a repossession.

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Unlikely. You should contact a local attorney with specific information on your concern.

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No, the repossession agency must return your personal property undamaged. Usually you have to go pick it up. If your property is damaged, the agency should have insurance.

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No. They're not there to collect money, they are there to reposess.

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It is Florida law requires property insurance policies to include coverage for damage caused by the wind during a storm that the National Hurricane Center declares to be a hurricane.

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Then they're liable for the damages. You need to file a police report immediately.

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Unfortunately, not much. The obvious prevention would have been to keep current on the payments. Being towed is just the logicl consequence of the previous actions.

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NONE OF THE ABOVE. Call an attorney ASAP.

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Youre not going to like this answer, but constitutionally, the owner is. The police are cleared if searching with a legally obtained warrant or consent.

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One where the repossession agency receives no fees to cover the expenses incurred in the efforts expended during the recovery process unless the unit is actually recovered. No repo, no money.

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The Spanish controlled Florida during the American Revolution.

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You will have to sue the lender/bank get several estimates to fix the damage file a police report, take pictures.You can sue in either small claims or regular court either way you can represent yourself.

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That is an act of Nature. No one is responsible (liable) for an act of Nature. Your homeowners policy will not cover it. The comprehensive portion of the vehicle owners Auto Insurance policy would have to cover the damage.

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The continental drift is what was responsible for the climate during the Jurassic period.

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In Florida it averages at about 26C during the day

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This would be covered under the "comprehensive" portion of a full coverage policy. PLPD aka liability would not cover such damage.

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