The LIENHOLDER is ultimately responsible for anything that happens during a self help repossession.
the person the vehicle was leased to is responsible as they are the ones that have caused the vehicle to need to be repossessed.
Yes. Additionally, you will be responsible for any late fees, repossession fees, storage fees, transportation fees, and legal fees and court cost incurred during the repossession process.
Regardless of who the agent is that actually repossesses a vehicle the responsibility will remain with the agency that actually accomplished the repossession, however, the Creditor is ultimately responsible for the actions of the agents that they assign an account to. The assigning agency, if they had no actual part in the repossession will probably not be responsible.
your mother
Yes, anybody can wear a vest. I'm not sure where this question came from but here in Florida you can't possess a firearm during a repossession.
No, the repossession agency must return your personal property undamaged. Usually you have to go pick it up. If your property is damaged, the agency should have insurance.
No. They're not there to collect money, they are there to reposess.
It is Florida law requires property insurance policies to include coverage for damage caused by the wind during a storm that the National Hurricane Center declares to be a hurricane.
Unfortunately, not much. The obvious prevention would have been to keep current on the payments. Being towed is just the logicl consequence of the previous actions.
Then they're liable for the damages. You need to file a police report immediately.
You are responsible, but your homeowner insurance should cover damage.
CALL a local attorney NOW.