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Q: Who is responsible for filling out a hot work permit if a contractor is doing the hot work?
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What are the requirements for obtaining an electrical permit for a new 100 amp service?

In Kansas and Missouri (USA) where I work you are required to have a contractor's license which are issued from the city. I am a Master Electrician in the sense that I have passed my Master's exam, but I have never done the paperwork necessary to be a contractor so I cannot pull permits. In these 2 states there is no such thing as a Master's License in the typical sense. Homeowners are still allowed to do work on their own homes in most jurisdictions here. It varies from city to city which creates a lot of headache when trying to know all the rules. Generally you are required to have a drawing of the proposed work and an estimation of the cost of the work. Also it is my understanding that if the clerk at the permit office feels you don't know what you are doing they can deny your permit application. I've never known of a situation where someone was quizzed while applying, but if you get asked questions and it is obvious you don't know what you are doing they are not required to issue the permit. Electrical work is not for the faint-hearted. If you don't know what you are doing, don't do it. There are a lot of urban myths out there on how things work or how things are supposed to be installed that can create very unsafe situations. You certainly don't want to put your family at risk if you don't know exactly what you are doing.


Will insurance pay for an accident if you aren't insured with a permit?

Is this about an auto accident? Are you a young driver who didn't yet have a regular license and was driving with only a learner's permit? What do you mean "you aren't insured"? Drivers aren't insured; vehicles are. Was the car insured or not? If not, what were you doing driving it, and what makes you think there's even a remote chance that insurance will pay? (Unless you're talking about the other driver's liability insurance -- assuming there was another driver.) Or are you some sort of contractor who was working on some sort of job without a work or construction permit?


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