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No, they do not have to insure your rented vehicle. You have too.
Depending on where you are based, most times this is set by your lease agreement. Be Careful ! Many companies do not cover you for enough and in the fine print you are responsible for any shortage not covered by the insurance.
Insurance for cargo being carried at sea can be obtained from various specialist insurance companies such as CG Cargo, Nacora, or Blackmer Insurance Agency.
As an owner operator, you are responsible for insuring your risk as the companies you work for will not be purchasing insurance for you. If you would like work comp you should purchase that. You should also purchase commercial auto including liability, and cargo insurance. Your agreement with the companies you work for should clearly spell out who is responsible for the cargo during transit. This can help you understand how much cargo insurance coverage you may need. Companies who use lots of owner operators have a hard time finding insurance since their insurance carriers have a tough time figuring out how much risk there is for the non-owned part of the auto exposure. It is normal for them to request copies of proof of your insurance so they can show that to their insurance carriers.
Contact your insurance company and let them know IMMEDIATELY !!!! Are you paying premiums for her?
Every state is different. Where I live, if you are the responsible party in the wreck then your insurance has to repair the vehicle that you hit. You will be responsible for paying your deductible to have your vehicle fixed. Also the driver without insurance will be ticketed by the authorities if they are present.
how much is 1,000,000 cargo insurance per year per truck
No, no one else is personally liable for it.
No. The insured is responsible for paying their own deductible.
The estate is responsible for paying the debts and the estate representative, appointed by the probate court, is responsible for paying the debts from the estate.The estate is responsible for paying the debts and the estate representative, appointed by the probate court, is responsible for paying the debts from the estate.The estate is responsible for paying the debts and the estate representative, appointed by the probate court, is responsible for paying the debts from the estate.The estate is responsible for paying the debts and the estate representative, appointed by the probate court, is responsible for paying the debts from the estate.