Contact your insurance company and let them know IMMEDIATELY !!!! Are you paying premiums for her?
Divorce laws in Florida vary according to numerous details, such as the grounds for divorce, whether it is an uncontested divorce, how property is divided, the allocation of child custody, and so on. For a divorce to be completed, the Petitioner and Respondent must reach a fair agreement, and it is highly advised that a divorce lawyer or mediator is hired to ensure this happens.
You are responsible for the damage you cause in an accident, regardless if you are insured or not. Having insurance transfers your responsibility to pay for the damage from you to your insurance company. If there are injuries to the other party, then the other party's insurance should pay for their injuries, but you are still responsible for the property damage you have caused the other person.
The driver of the at-fault car is responsible for paying for the damage they cause to others in an auto accident. Having insurance transfers this risk from the driver to the insurance company. If you are found at-fault and do not have insurance you will be responsible for paying out of your own pocket for the damage you caused. If you do not have the money in the bank, or the assets to sell, be prepared to have future wages garnished. If this happens you may want to consult a bankruptcy attorney.
Since you have a loan you should be required by the lender to have full coverage insurance which will pay you the value of the vehicle. With out insurance you are still responsible for repaying the loan no matter what happens to your vehicle. It is not the lenders fault your car was stolen and wrecked...
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