Everyone is responsible for covering their own costs.
Simply put, it is the at-fault party's responsibility to pay for the damage caused in an accident. If you live in a no-fault state, then you and your insurance company will pay for your own injuries, but the at-fault party is responsible for property damage.
the insurance of the person responsible for the accident
The word fault means responsible for an accident or misfortune.
Basically, you have to pay for insurance. If you get into an accident, you are at least partly responsible for the damage that accident caused, whether or not you were at fault. Insurance helps to pay for that damage.
If you were at fault for the accident you are responsible for the damages to the other person's car. If you are unwilling to pay they can take you to court and attach a lien to your property, garnish your wages or otherwise force you to pay for the damages you caused.
The at fault driver is responsible regardless of who has or does not have insurance. You were at fault, you get the bill. Fortunately though you have insurance. So they get the bill.
If you are at fault in an accident, You are responsible for any personal injuries and the reasonable cost of repair for for the damage to the other vehicle that you hit. The level of damage to your own vehicle does not mitigate the cost of the damage to the vehicle you hit. After all you still caused the damage and you are responsible for it.
only if it was your fault
No, you have to pay your deductible.
Fault in the accident will not be affected by the status of your drivers license. Therefore, the person who is at fault will be responsible for damages and his insurance will pay. You will, however be liable for the fine and ticket you will receive for driver without a license. The important point to remember is that if you had been at fault, you would be liable to pay for the repairs of the other persons car as well as for any medical expenses, loss of wages, and permanent injuries.
yes
the person that is found responsible ( at fault ) for the accident