Usually the agency which operates the snowplow.
Roger knocks over the sandcastles.
In NYS (no fault state) there is a code or law that exempts snowplow drivers of municipalities from being responsible for their accidents. They can run over your car, yard, pets, children ect...and you have no course of action.
Its snow problem!
A snowplow passing by at high speed can displace enough air on one side to flip over a passing car.
Roger
No It Just Knocks Over..
You go over to the snowplow guy by his truck by the school. Use the fluid by measuring it out.
because it shakes the world and knocks everything over.
if he gets an instaboner and knocks over a table...
Roger and Maurice.
That would be under a collision insurance. The property damage portion would pay for the mailbox.
I would guess if the mailbox fell over while you were passing by, and it hit your vehicle, then it would be considered comprehensive. Now if you just drove into the mailbox, that would be considered collision.