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The best merchant service provider would be the one all the way at the top. That means a "Level 1" service provider.
Level 1 service providers are the only ones who deal directly with the bank. They are also the only ones that give wholesale rates.
As of November 2013, only one Level 1 company allows small and mid size businesses work directly with them. For the lowest basis points go to this website
http://www.intergratedecommerce.com
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