Over fifty insurance companies offer liability coverage in the state of George. The least expensive provider will vary according to where you live, the car you drive, and your age.
Ordinarily an auto insurer will require a valid license as a condition of issuing a liability policy.
The answer would depend on what state you live in, your driving record, if you took driver's education in school or not, and most important the company you choose and how they assign drivers. Find out how your insurer assigns drivers to cars. This differs from insurer to insurer and can make a huge difference in the premium you pay. If there are three drivers and two cars in your household, for example, some insurers will assign the driver who's the most expensive to insure (your 16 year old) to the car that
General Liability insurance is purchased through any insurer that provides commercial insurance lines coverage.
A person other than the parties to a liability policy (i.e., not the insurer nor the policyholder) is a third party.
It would depend on how the policy was written as to whether or not a general liability insurer would cancel a policy after an audit where they found out that the company did not report all employees.
AnswerJust contact any insurer or agent dealing in Professional lines in your state. You should look at either Professional Liability or General Liability depending on the Tutoring Environment.
The first major duty that liability insurance for small business provides is to defend the small business when it is, for example, sued by another party. The second duty for liability insurance for small business is to pay all claims the insurer is liable for as well as to settle any clear cut cases submitted to insurer immediately.
They don't do business in Florida. Georgia Farm Bureau is a single state insurer, as are most Farm Bureaus.
Your net worth, Potential exposures and the cost effectiveness of transferring the risk to an insurer.
NO, An insurer or the vehicle owner is not liable for damges caused by a vehicle thief while in the commission of criminal auto theft. The Insurer would not consider this as permissive use.
You need General Liability Insurance. Many isurers have programs tailored for day care canters you can obtain from any authorized insurer in your state.
A liability insurer has two primary duties to an insured who has been sued: (1) a duty to defend; and (2) a duty to indemnify. The duty to defend means that the insurer is obliged, at its own expense, to hire counsel to defend the insured provided that the allegations of the lawsuit come within the ambit of the coverage of the policy. That is, for example, the liability coverage of a homeowner's policy will not be triggered to defend you if you are sued for an automobile collision. If you have not yet been sued, but a claim has been asserted (such as by a demand letter from the aggrieved party), the liability insurer is obliged to investigate the facts of the claim. Most personal liability policies give the insurer the right to settle claims without the consent of the insured, so it may also make a payment to the claimant. The correlative obligation of the insured is to timely notify the insured of all claims made against him/her/it, forward suit papers, and cooperate with both the insurer and the attorney hired to defend the suit. The cooperation includes meeting with the attorney as needed, responding to requests, attending depositions, attending trial, and other activities. The second main obligation of a liability insurer is to indemnify the insured, meaning, to protect him/her/it from financial loss. This involves paying damages for which the insured may be found legally liable (within policy limits). Again, the insurer usually has the right to settle claims when it deems it in its and the insured's best interests to do so. Indeed, the insurer has a specific duty to settle claims within policy limits when it is possible to do so (that is, when the claimant will accept that amount of money in return for a release of the insured of further liability).
Yes, Most countries have Professional Liability Insurance Policies available. If you have difficulty locating coverage in your country you can always look for an International Insurer such as Markel International or Lloyds of London.
Liability insurance only covers damage you did to the other vehicles, property, and persons. It does not cover any damage to your vehicle or yourself. Towing your vehicle would only be required if it was damaged, so your liability insurance won't cover it (but the other person's liability might depending on the actual findings of fault).
Yes, you can contact an insurer of your choice offering professional lines coverage to obtain a professional liability insurance quote.
If injured on the job, and receiving WC benefits, there is no liability issue. Your employer cannot be sued by you or the insurer. If a third party caused your work injury, you can try suing that party at your own expense.
Risk financing is any technique used to obtain funds to restore losses that strike an individual or entity. These techniques fall into three general categories Risk retention contractual transfer to non insurer in which legal liability is retained transfer to an insurer.
There could be a couple of reasons why the Auto Insurer is refusing to pay full amount of at fault accident: a) There would be a deductible condition in the policy - which would mean that you will have to bear or pay the deductible amount out of your pocket. b) If this is the claim amount for the vehicle - it would be a part applied to depreciations of the vehicle. c) If the claim is above the total coverage (limit of Liability) the insurer might have paid his share up to this limit and so you would be responsible for the amount which is above this. Remember that the insurer would not refuse to pay you once he has admitted liability unless it is not payable as per the policy condition. Please go through the policy conditions and asked the insurer for his reasons of non-payment.
If you have full coverage then you just call your insurer and report the accident. If you just have liability then your on your own. The deer likely has no insurance.
A sunset clause is a provision in a liability policy which states that the insurer will respond only to losses reported before some predetermined future date (sunset), usually a set period after the expiration of the policy.
If both properties are insured under the same policy, Yes. If each property is insured separately under a different policy then you will need to contact the insurer of the pertinent property to address liability coverage issues.
The hospital's insurance will protect the hospital from any liability caused by your meeting. However, the hospital or its insurer may not wish to assume the liability presented by your meeting and may require you to provide your own insurance with the hospital named as an additional insured. That way, the hospital and its insurer is protected in the event of a liability claim. Insurance of this type is expensive to purchase for a single meeting due to minimum premium rules. The cost could be as much as $500 or even more. If your intent is to hold many meetings, it may make sense to buy an annual policy. IN that way, you could provide a certificate of insurance to any place you hold a meeting during the course of the policy-- and the premium may not be much more than for a single meeting.
How much will it COST? If you have a good record of several years without claims, your premiums may not increase, but if you are a new driver or have had prior claims the increase will be determined by your insurer and no one else can give you a definite answer. Or how much will it PAY? If it was your fault, your liability coverage will pay for the damage to the other driver's car and if you do not have collision coverage, you get to pay for your own repairs.
This term refers to the maximum amount of money that the insurer is obliged to pay on your behalf in the event of a collision. The premium that you pay to the insurer for this protection is a function of many factors, once of which is the liability limits. Liability limits are usually expressed in terms of an amount payable per person, and a larger amount payable per event or occurrence. This means that if an event occurs that is your fault and that is covered by the policy, the insurer may be required to pay a maximum of $X to each person who is injured or harmed. Further, it means that if multiple people were injured or harmed by the same occurrence, the insurer is liable for payment of up to the "per occurrence" limits, but no more. All of this is contingent upon the person insured being legally liable for the occurrence. This generally means that the person must be found to have been negligent.
Yes, The drivers history is always important in determining the risk factor for the insurer.
Asked By Wiki User
Asked By Wiki User
Asked By Wiki User
Asked By Wiki User
Asked By Wiki User
Asked By Wiki User
Copyright © 2020 Multiply Media, LLC. All Rights Reserved. The material on this site can not be reproduced, distributed, transmitted, cached or otherwise used, except with prior written permission of Multiply.