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The best deal for the US is probably the Federal Undergraduate Stafford Loan. This has to be taken out for each year, but has a fixed rate of 6.85%. The advantage of having to take the loan out each year, is that it allows you the freedom of checking to see if anything better has come available.

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Q: Who offers the best fixed rate student loans?
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The private student loans are the loans arranged by the student through any of the private banks at a fixed interest rate. To apply to these private student loans you need a cosigner unless your credit rating is too good and you have a source of income.


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The United States offer the best student loans. There are many loan companies willing to help out students get their college degrees out there. However, loans aren't the best to get for college degrees especially how the economy and job shortages are out there in the U.S.


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Capital One offers many different kinds of loans. They have fixed rate, variable rate, installment loans, secured loans, unsecured loans and convertible loans. It would be best for one to contact Capital One directly to speak to a representative to see which loan is best for one's situation.


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Does Wachovia bank offer the best rates on student loans?

Not necessarily. There are many banks that will give you different rates on the plan you choose. Furthermore, there are many other factors that go into deciding the rate. Also, the federal government offers good student loans, so that is my first recommendation.


Are chase student loans better then ford direct loans?

Chase student loans and Ford direct loans are very similiar. Depending on the student's needs, either or is best. For a clearer view on the difference between the two, I suggest calling both Chase and Ford, and speaking to them about your needs, and see which is best for you.


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