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I suppose technically your estate "owns" your body to the extent that anyone does. There are laws regarding the disposal of human remains (they're basically health codes), but none of them specify that you have to give "a bunch of money" to anyone in particular. For example, cremation may be a cheaper alternative to interment, and no law anywhere that I'm aware of says you have to be embalmed or have a fancy casket (in fact, whether you need a casket at all depends on the rules of the particular cemetary you're being buried in, and federal law explicitly states that funeral homes not allowed to require that people purchase a casket from them or any other specific source).

You generally can't just have your friend Joe dig a hole in your back yard and dump you in it, though; laws specifying that human remains may only be interred in "established cemetaries" are fairly common.

If you're really going for cheap disposal, you could consider donating your remains to a nearby medical school. Most schools will cover the cost of cremation once they're "done" with the remains in exchange for you letting the school "borrow" them.

By law, who "decides" what happens to your body after you're dead is something like:

State and local government are allowed to make restrictions consistent with public health and safety concerns (for example, to say that your family can't just wrap you in a flag and dump you in the river, or grind you up and turn you into sausages).

After that, it would normally follow a "next-of-kin" order of precedence: your spouse, your adult children, your surviving parent(s), your siblings, and so on (the exact order may vary, but the spouse if you have one is almost always first).

If you've made specific provisions in your will, they may (or may not) supercede the wishes of family members. An estate planner will be better able to advise you on what the law is in your area and what's likely to be challenged (or not).

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Q: Who owns your body when you die I don't mean your SOUL so please refrain from posting religious stuff. I just want to know if I actually MUST pay a bunch of money out to a mortician. Who decides?
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