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The primarily liable party is the Operator of the vehicle at the time of the accident. An owner may in some cases be held liable in a secondary position.

It is the vehicle operators responsibility to ensure that appropriate financial responsibility is in place prior to operating a vehicle on public roads.

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โˆ™ 2012-10-30 15:17:19
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Q: Who pays for the damage if you are driving someone else's uninsured car?
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