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Who pays for the damages or deductible if a hired nanny is driving kids to school and backs into a parking space and rubs against a protruding branch which breaks the back window.?
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∙ 14y ago
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Your daughter was driving your car out of New York State and a deer hit the car the car is registered and insured in New York Sstate should you have to pay the deductible?
Yes. The deductible is applicable regardless of fault, location, or anything for that matter. You agreed to pay a portion of the damages when you signed your policy contract. The deductible is your portion. It's sort of like a co-pay.
How much are you financially reasonable if you are driving with a learners permit and you had an accident with no other car involved?
You are liable for the damages to the property that was struck which belongs to others. If you have coverage for the car you were driving, (Collision) the deductible would have to be paid. If there is no coverage on the vehicle, then it's up to the owner to repair and whatever arrangements were made prior to the accident.
How does civil law help the victim of a case of drinking driving accident?
The victim would be able to file a civil law suit against the driver (and others) and attempt to recover their damages from the accident, such as medical expenses or damages to their property.
How much can I expect to save on a high deductible insurance policy over a low deductible policy?
On average you can expect to save about 15%. Keep in mind your driving record will influence your rates.
Whose insurance pays if a friend damages your car while driving it?
Yours
Who is responsible if a car damages my trash can?
If a car damages your trash can, the person driving is responsible if the trash can is in the proper place. If the trash can is not in the proper place, it is your fault.
I was driving a friend's motorcycle wrecked it and he had no insurance on the bike am I responsible for damages and if he sues will he be able to garnish my wages in Alabama?
Because you assumed responsibility for the bike when you borrowed it, the responsibility for the damages is yours. Your friend can sue you and a judgment would be placed against you. The court would garnish your wages only if you failed to pay the judgment. Your best bet is to keep your reputation and friendship intact and pay the damages.
What happens to an insurance premium when a deductible is increased?
Your premium usually will go down a couple of dollars if you raise the deductible. EX. My deductible was $500 for collision and I changed it to $250. My premium went up $24 every six months. So basically your not going to save that much by increasing your deductible. Unless you have a very bad driving record.
If you have an accident making a left turn on a green light and it was considered your fault but the person of the other car was not suppose to be driving is their insurance liable for your damages?
No. In this discussing this with another person we came to the conculsion that you are still liable for the damages. We did think that you could take them to small claims court to collect for damages since they were not suppose to be driving.
What should you do if your brother got into an accident driving your car and is not on your insurance policy and doesn't have his own insurance?
The claim will be made against your insurance and the company will decide if they will pay it. If they do, your rates will increase. If not, the responsible party will have to pay for the damages.
When was Mothers Against Drunk Driving created?
Mothers Against Drunk Driving was created in 1980.
If a car was in an accident and the person driving had no licensed but was not at fault will the other persons insurance pay for damages because they were at fault?
Yes the insurance carrier of the person at fault will pay for the damages if they are in fact proved to be at fault. However you will be cited for driving without a license.
