Who pays health premiums while you are on LTD?

Answer 1

The insurance company you bought the LTD from (Assuming it specifies that it will cover premiums during long term carem period). Bankers life and Collonial Penn starts if/when you are disabled for at least 6 months and you need a nurse's care and/or a doctor to see you at least 1-2 per week. After six months they will back pay for the first 6 months that you payed.... 70% of Americans of all ages will spend some yime in a Long Term Care facility before the age of 65! After 65 years of age, the percent number goes almost straight up from this point.

Denise R. Williams