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All companies I know of will issue a home insurance policy after bankruptcy. The only factor bankruptcy plays is in how much you will pay. Some insurance companies use your credit as a factor in how much they will charge you. Some companies do not use credit scoring at all. Best thing to do is shop around and find the best coverage for the best rate you can find.

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Q: Who will issue home insurance 5 years after filing bankruptcy without penalty of a higher rate?
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What happens if you wreck your car after filing for Chapter 13 bankruptcy?

If you wreck your car after filing for Chapter 13 bankruptcy you can file it on your insurance. You can then replace your car based on the bankruptcy order.


You are filing for bankruptcy and the car is in your name only for insurance purposes and you use it to take your disabled mother about Can it be taken in bankruptcy?

No!


Can you receive a car accident insurance settlement after filing a Chapter 13 bankruptcy if the accident happened after the filing?

Yes


Will filing bankruptcy affect your car insurance?

I have file for Chapter 7 twice and it has had no effect on my car insurance.


Can you file bankruptcy to reinstate your drivers' license for an accident and driving without insurance?

The idea behind takin away the drivers license was that you were being irresponsible to drive without insurance. Now you want to demonstrate how irresponsible you REALLY are by filing bankruptcy to get out of your moral obligation. I sincerely hope the court will require you to pay for the damages to the other vehicle BEFORE they let you drive again.


Is there a time limit for banks to foreclose on your home after filing bankruptcy been discharged?

The bankruptcy law does not set a time limit for banks to foreclose on your home after filing bankruptcy. In fact, banks are prevented from foreclosing or continuing a foreclosure already in process upon the filing of a bankruptcy without first obtaining an order from the bankruptcy court allowing it to foreclose or continue a foreclosure already commenced.


If you have affordable auto insurance before filing bankruptcy based on good credit do you have to tell the insurance company you filed?

BK will not affect any insurance policies that are already in effect.


Will your credit rating be affected by your partner filing bankruptcy?

If your partner files for bankruptcy and you don't then the bankruptcy will not appear on your credit report. But you will be partly responsible for before bankruptcy filing. Generally filing bankruptcy will affect the credit rating of the individual who filed it.


Your husband is filing bankruptcy and told you he will file on the house it is in both names can he do this without your permission?

Yes


In order to file bankruptcy must you have a bankruptcy attorney?

If you are filing for personal bankruptcy it is not necessary to have a lawyer. If you are filing for business bankruptcy, you must retain a lawyer on your behalf.


Should a Christian file bankruptcy?

Filing bankruptcy has no affiliation with religion. If filing bankruptcy is he best financial options available, then you should do it.


How can you find out if a garnishment has been stopped by filing bankruptcy?

Bankruptcy will not stop a garnishment. You cannot set aside civil judgments by filing bankruptcy.