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If an individual is ill of health or has health risks he may be rated or declined. If someone is at risk of a heart attack he would be heavily rated. If someone has Hepatitis, cancer or AIDS he would be declined, altho there are some companies available that will still issue policies if the applicant can afford them.
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∙ 14y ago
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How do you get life insurance if you have been denied because of health?
you go get a lawyer . :)
Can a minor be denied his right of life insurance because he committed attempted suicide?
Logically, he should not be denied his right of life insurance,even after his act of attempted suicide.But if there was police case,it's better to reveal the fact in the proposal form for consideration of the Insurance Company.
How Is Life Insurance Company of The Southwest rated?
a
How is Gerber Life Insurance rated?
Gerber Life Insurance is rated quite high. With the BBB, they have an A+ rating which essentially means there are generally little to no complaints with the company.
Do i have to tell my insurance company about Second Life?
When applying for life insurance you need to always answer the applications correctly and honestly or a claim may be denied. If you purchase new life insurance you do not need to go back to your already in force insurance company and advise them.
Does your insurance agent tell you if you been denied life insurance?
Yes, he or she should. And further, you should receive an official letter of declination directly from the insurance carrier.
Can an ex spouse who is the beneficiary on a life insurance policy have the claim denied in new york state?
Under normal circumstances, no. A life insurance company will pay the proceeds to the named beneficiary.
If you are denied by a life insurance company will there be others that may insure you?
Yes, but it makes it more difficult to find them once you have been denied. This is why you should always work with a broker!
What is the best company for senior life insurance?
One of the highest rated companies for senior life insurance would be the Senior Life Insurance company. They have information on the following website: http://www.seniorlifeinsurancecompany.com/.
Is suicide covered by life insurance?
In general, insurance covers "fortuitous" events: those that are neither planned nor intentional, and life insurance is no different. However, there is typically a provision in life insurance policies that payment will not be denied if the insured dies of suicide after 2 years from the date that the policy was issued. This is called an "incontestibility clause".
Can you get life insurance at age 77?
Yes, there are life insurance companies which offer life insurance for people who are 77 years old. Globe Life offers simplified life insurance with no medical exam required to people age 78 and under.
What is the best rated life insurance company?
Life Insurance Corporation of India is the best rated Life Insurance Company of the world, with 30 crore policies (much larger than population of US) with claim ration of 99.95%.
