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The Consumer Act of the Philippines http://www.chanrobles.com/republicactno7394.htm
Consumer protection is necessary to ensure that consumers are not exploited or harmed by businesses through deceptive practices, unfair terms, or unsafe products. It helps to balance the power dynamic between businesses and consumers, promoting trust and transparency in the marketplace. Ultimately, consumer protection safeguards individuals from being taken advantage of and promotes fair competition.
There is no such a thing in the Philippines. If there should be its not implemented of followed.
Consumer protection involves both the protected consumers as well as the relevant governmental agencies. The ways of the granted protection involving legislating and enforcing regulatory laws. The means to consumer protection involve mechanism that allow for consumer to petition for redress against grievances.
organs for consumer protection
questionnaire on consumer protection
The website ConsumerReports includes consumer reports from Canada online. Here, one can find Consumer Reports Canada Ratings, listings of various government and consumer protection agencies and links to manufacturer's website.
Consumer credit agencies, also known as credit reporting agencies or credit bureaus, are organizations that collect and maintain information about individuals' credit histories and financial activities. The primary consumer credit agencies in the United States are Experian, Equifax, and TransUnion. The main functions of consumer credit agencies are: Credit Reporting: They gather information about individuals' credit accounts, payment histories, credit inquiries, and other financial data from creditors, lenders, and other sources. This information is compiled into individual credit reports, which provide a detailed record of a person's credit history. Credit Scoring: Based on the information in credit reports, the agencies use proprietary algorithms to generate credit scores, which are numerical representations of an individual's creditworthiness. Credit scores are used by lenders, landlords, employers, and others to assess the risk of extending credit or services to a particular individual. Credit Monitoring and Fraud Prevention: Credit agencies offer services to help consumers monitor their credit reports and detect any signs of identity theft or fraudulent activity. They also provide tools and resources to help consumers understand and improve their credit profiles. Consumer credit agencies are regulated by federal laws, such as the Fair Credit Reporting Act (FCRA), which govern the collection, use, and distribution of credit information. These laws aim to ensure the accuracy, fairness, and privacy of consumer credit data. It's important for individuals to regularly review their credit reports from the three major credit agencies to ensure the information is accurate and to address any errors or discrepancies. Maintaining a good credit history and credit score can have significant implications for a person's ability to obtain loans, credit cards, mortgages, and other financial products and services.
The consumer protection act 1986 provide better protection to consumers.
Consumer protection in India is regulated by the Consumer Protection Act 1986. It was created to make sure that consumers were not taking advantage of.