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I suspect that your dental insurance does cover fillings on molars, but only from amalgam material (silver fillings) not composite material (white fillings). Why? Molars bear the heaviest chewing workload in the mouth and amalgam is more durable than composite. Also amalgam is usually less expensive.
Usually an insurer will apply a provision called LEAT--Least Expensive Alternative Treatment--to the payment of a composite filling that is placed on a molar or other tooth where the coverage is for amalgam fillings. This means that they will pay as if the composite filling was an amalgam one.
Here is an example. Say an amalgam two surface filling on a molar costs $150 but a two surface composite filling costs $220. And say your insurance pays 80% of the cost. $120 is 80% of $150, so your insurance would cover $120 and you would be left to pay $100 (the difference between the payment and the $220 for choosing a composite filling.)
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Is your dental insurance providing the coverage you need?
Most dental insurance plans cover routine maintaince and fillings for cavaties. This coverage should be suffiecient for the majority of people.
What does major dental care insurance exactly cover?
Major dental care insurance will cover maintenance on your teeth, such as yearly cleanings and some x-rays. It will also cover routine work such as fillings and part of major work, such as crowns and root canals.
Does the definition of health insurance cover dental?
Coverage truly varies by the policy. Companies typically offer separate health and dental insurance, but there can be overlap. But usually health insurance does not cover regular dental visits like cleanings and fillings.
Will PPO dental insurance cover all the costs of a root canal?
PPO dental insurance does not cover all the costs of a root canal. The usual coverage % ranges from 20 to 50% depending on your insurance. will any dental insurance cover inplant? will dental insurance cover any costs of inplants
In the event of a dental emergency, can your insurance cover your care?
Most insurance companies do cover emergency dental care.
Does any dental insurance cover lumineers?
In most cases, dental insurance does not cover elective cosmetic treatment like Lumineers.
Does health insurance cover dental implants?
Regular health insurance does not typically cover dental implants. One would need to obtain a separate dental insurance for any dentistry related work.
Does dental insurance cover cosmetic dental surgery?
The answer really depends on which dental insurance you have. An insurance company may cover some of the procedure's costs, but not all. There are specific dental insurance companies that you can look into that are there specifically for cosmetic dentistry. Find out more at http://www.dentaletc.com/.
What benefits does Aetna's dental insurance cover?
Dental insurance from Aetna should cover some basics such as yearly cleaning. It might depend state to state though. here is their site: http://www.aetna.com/plans-services-health-insurance/overview/dental-insurance/dental-insurance.html
Why does dental insurance not cover antibiotics?
I have medical and dental insurance, but I do not have rx insurance. If you don't have rx insurance you have to pay for all your medicines. I haven't seen where dental insurance pays for medicines. Usually only rx insurance will
What kind of insurance covers braces?
Dental insurance and Medicade will cover braces.
Is there dental insurance that will cover partialfully orthodontic procedures?
Only few of the dental insurance covers orthodontic procedures as dental insurance are mainly aimed at providing dental facilities to the people. In order to get orthodontic benefits, it is better to avail orthodontic dental insurance plans.
