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Why do so many businesses want to know if a job applicant has bad credit history?
Wiki User
∙ 12y ago
This is one way of finding out if the applicant had any bad record concerning finances. If the applicant cannot handle money, then it is likely that he or she may not be responsible and trustworthy to work in a company.
Wiki User
∙ 12y ago
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What companies will approve you for credit using your tax identification number only?
I am guessing you mean approve you so you can receive credit from their business. The answer is no businesses. The business you have a Tax ID for is just an result of your own personal credit. They need to know everything about your own credit history to grant you credit. To do this they will need your credit references and/or your social security number to run a credit check and make sure your credit is A-Number One.
How would a person know credit score?
A credit score is obtained by information in your credit history. It tells a lending institution how dependable you can be for paying back debt. Credit scores range from 1 to 9, and you do have the right to know what is written in your credit history. In Canada, you do this by contacting one of Canada's credit bureaus (either TransUnion Canada or Equifax Canada).
What personal loan lenders can be used by someone with a bad credit history?
There are many loan lenders that can be used by someone with bad credit history. One that is most famous and that people know about would probably be Money Mutual.
I just got a new credit card. I dont have any credit cards other then this one. If I cancel this credit card that is new with zero balance will it affect my credit score?
Everything you do related to credit cards will affect your credit. My advice would be to leave the credit card account open and here's why; While just cancelling your credit card (with no balance) shouldn't hurt your credit, here are a couple things to think about; 1) your credit history makes up 15% of your credit score. No history means no points. 2) your payment history is makes up 35% of your credit score. I know you said you don't have a balance, but an occasional purchase and on-time payment will help your credit. The only thing that could hurt you if have too much available credit. If the card has a $50,000 limit, this could work against your. But I doubt it, seeing this is your first card.
How much does your annual income have to be for a credit card?
You can start off building credit with Capital One; they have a VISA where you put up money of your own, and use the credit card similar to a debit card. Building credit history is the key. In the States even illegal aliens without social security numbers can get credit cards. Credit history is the key, lenders want to know you have a record of paying off your debts. Of course yearly income helps, as does history with a bank. Try getting a card with a bank you've had a relationship with for a while first. I've known people with salaries as low as $12,000 a year get credit cards.
How do you get your credit history?
If you wish to know your credit history then you simply need to get free credit report from www.creditreport.com. They also offer free credit score and monitoring services.
What companies will approve you for credit using your tax identification number only?
I am guessing you mean approve you so you can receive credit from their business. The answer is no businesses. The business you have a Tax ID for is just an result of your own personal credit. They need to know everything about your own credit history to grant you credit. To do this they will need your credit references and/or your social security number to run a credit check and make sure your credit is A-Number One.
How would a person know credit score?
A credit score is obtained by information in your credit history. It tells a lending institution how dependable you can be for paying back debt. Credit scores range from 1 to 9, and you do have the right to know what is written in your credit history. In Canada, you do this by contacting one of Canada's credit bureaus (either TransUnion Canada or Equifax Canada).
Will you have to pay wifes credit card bill after death?
Only if your were a co-applicant. If not, your wife's estate is responsible for paying the debt. If she has no estate, send the credit card company a copy of the death certificate and let them know that there will be no estate set up.
What can clean credit report services do to help your credit?
They can help other companies know you have a history of good credit, helping you get better deals on insurance and stuff. Basically it saves you money.
How can your credit affect your employment?
Most people know that your credit report history can affect the rates you pay for mortgages and auto loans. Few people, however, are aware of how your credit history can affect employment. The majority of employers conduct a background check on their applicants and many screen for credit history. This used to be prevalent only in the financial sector, but it is a now widespread practice. A poor credit report history may signal to an employer that you are not trustworthy, are unable to manage money and may compromise the company. Before applying for a job, it is helpful to get a copy of your credit report history.
What personal loan lenders can be used by someone with a bad credit history?
There are many loan lenders that can be used by someone with bad credit history. One that is most famous and that people know about would probably be Money Mutual.
Can I use only my credit score to rent an apartment if my husband has a bad one?
Your credit score is one part of your rental application, and it's important to know that landlords will usually check all three credit bureaus when considering an applicant. If you have a low credit score, you may want to ask your husband to cosign on the lease with you. This will help improve your chances of being approved for the apartment you want.
How do you write statutory declaration by support witness?
state how you know the applicant and the applicant's partner or fiace' and indicate how often you have been in contact with them
Does anyone know what a rent credit check is?
A rent credit check is a form used by landlords and/or property managers that is given to a tenant to sign for permission to run the credit history. This is an authorization given to the landlord from the potiential tenant.t
Which credit card companies extend credit to small businesses?
For one, I know Bank of America has many small business credit card programs. A small business credit card is always better than using your personal card because the debt is tied to business assets instead of personal assets. Go to www.bankofamerica.com to see what they offer.
Are there business credit cards that offer cash back incentives for an office?
Yes there are credit card companies that offer such deals. You would have to call the bank or look up the information online but I know that there are some that are geared towards businesses that have cash back incentives.
