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Why does auto insurance go up after a speeding ticket?

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2006-01-06 06:56:07
2006-01-06 06:56:07

Because you are more likely to have an accident if you drive too fast. And insurance balances the likelihood of people having accidents.

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Related Questions


If you get into an accident or get a speeding ticket your insurance will go up. I'm not sure about other traffic violations but speeding will.


If you get your first speeding ticket with no points does your insurance go up?


I received a speeding ticket that I talked the trooper down to writing me for a seatbelt violation. My insurance did not go up as a result of this ticket. (I live in New York).


If they find out about it then it might.


none, you can try to fight the ticket but if you were speeding you'll lose, you will receive points for a speeding ticket, as for insurance, it will probably go up a little if you insurance co finds out.


The speeding ticket will go on your driving record. As to whether or not it will increase your auto insurance rate is really up to your insurance company. Many companies will not increase your rate for one minor violation if you only have one on your record. Many states and insurance companies recognize a ticket at or over 20 mph over the speed limit as a major violation instead of a minor violation.



will my car insurance go up because I received a speeding ticket intermediate in a scool zone?


If I am from Florida but got a speeding ticket in CA, can I go to Traffic School to remove the points from my insurance? I plan on paying the ticket.


A speeding ticket of 10mph less will affect your insurance directly. Premiums often go up and remain high for extended periods of time.



If you do not go to traffic school to get the ticket removed from your record then yes it can affect your rates. However depending on the length of time you have had your insurance, the company, and your specific policy, then your insurance company can choose not to change your rates.


You're insurance should not go up if this is your first time and as long as you pay the ticket. But you can contact your insurance company and find that out with them


I'm thinking the ticket will go on your sons' record and your insurance will go up. A lisence to drive or ride is the "ticket" to having your own personal record. It's up to you if you get speeding tickets or accidents put on it. Now your insurance is your insurance with him on it and therefor it will rise.


depends on how many speeding tickets you have. your rates may go up and yes, you can lose your insurance. if that happens it is hard to get insured and you will have topay higher premiums until the ticket goes off your record.



- If you get a speeding ticket while driving someone else's car will it affect her insurance. - No affect her insurance. You pay the fine or you go to court for that. - will her insurance company be notified? - No. If you drive her car with the expired lisence plate you pay the fine.


Whether you pay a ticket or not will end up appearing on your record. If you contest a ticket in court and it gets dismissed, or you go to traffic school,the ticket should disappear from your record and not affect your insurance rates.



The speeding ticket itself is a factor as well as the amount of speed you were going. Basically, if you get a ticket for speeding, your rates will go up. In some states, they can't up your insurance if you take a traffic course in driver safety through the state, providing you take the course in response to the ticket. Nor can they increase your rates if you take the ticket to court and win your case.


States routinely share information about traffic violations. Your ticket will be reported in NC and you will like get points and an increase in your insurance.


I'm not resident of CT but get speeding ticket in your state. I'm resident of another state. If I pay ticket does my state will now about it? Does my insurance will go up?AnswerMost states communicate about tickets for moving violations. If you did speed and do not want to fight the ticket, pay up. Otherwise, a warrant for your arrest will eventually go out. You could do defensive driving to satisfy your insurance company...




The fact that a driver gets a speeding ticket has nothing to do with the owner of the car(unless it's the speeders.) The vehicle owner's insurance company will never know about the ticket, but your's will (or your parents) if you're a minor and insured under your parent's insurance. However, if there's a reportable accident involved with the speeding ticket, then the owner of the vehicle,(I'm speaking only for New York State, not sure about others), will be considered responsible for the accident, since the insurance company will now know, but the speeding goes with the driver.



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