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Yes you need a bond and a license
To repay the company's debt, you need to collect 10,000 Pokos' worth of treasure.
If the defendant declared bankruptcy, you may need to file a claim with the bankruptcy court to try and recover the debt owed to you. However, your ability to collect on the judgment may be limited depending on the type of bankruptcy and the specific circumstances of the case. It's advisable to seek legal counsel to understand your options and rights in this situation.
ER Solutions is a debt recovery service. They offer their services to companies who have uncollected debts. A company might request that ER Solutions collect on a debt for an unpaid bill.
It doesn't need to collect.
A collection is required to notify the person of their right to have the debt validated. If you did not request a confirmation within the specified time (30 days) the debt is presumed valid and collectible. You will need to present proof that this is not your debt, such as cancelled check showing it was paid. Or whatever possible to substantiate your claim. When receiving a debt notification the consumer should ALWAYS request validation.
The fact that he is receiving a settlement does not mean you are entitled to anything, even if he does actually owe money to you. The debt to you is a completely separate matter and the court will not "blend" your debt into the settlement. To collect a debt owed to you, you will need to pursue the remedy listed in the signed forms that prove this person borrowed money from you (contract, promissory note, etc.).
You need to prove to the people trying to collect the debt that you are not who they think you are and that you are not legally responsible for the debt. If you stay calm and ask them what paperwork or documentation they need to prove your identity, they should be willing to work with you and get everything sorted out. If not, ask to speak with a supervisor. If you yell and throw a fit, they probably won't be willing to work with you. Also, be aware that if the debt belongs to a spouse (unless you are legally divorced), child, or deceased family member, you might actually be legally responsible for their debt.
If your debt is in collections, you're no longer able to consolidate. Instead, you may need to look into debt settlement, through which a company negotiates with creditors on your behalf. Settlement may result in paying a lump sum for part of your remaining balance. The good: you might not have to pay off the entire amount. The bad: your credit score will suffer.
No. The collection agency will validate the amount for you if need be, but the creditor no longer owes you the courtesy of a statement.
If this about you, you can be sued.You need to pay the company, or make payment arrangments. This won't go away trust me.
In this situation, the Ohio debt collector would need to follow Michigan law regarding garnishment of a spouse's income, as Michigan law would apply to the state where the income is earned. The debt collector would not be bound to Ohio law in this case. It is important to consult with a legal professional familiar with both Ohio and Michigan laws to understand the specific implications and requirements.