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Why does your son have to be insured on the most expensive vehicle in the household if he dont drive it?
Wiki User
∙ 13y ago
That's the policy of some insurance companies, some do not rate it that way. If you feel like this is unfair, I would shop around to multiple agents to get the best rate.
Wiki User
∙ 13y ago
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Is it legal for a resident of the same household to drive an insured vehicle if they are not specifically covered under that policy?
You can drive an insured vehicle if you're not on the policy because when the police pull you over they are looking to see if you have insurance on the car. But to answer the question...NO, it's not legal to drive the insured vehicle if your not on the policy. As always, check with your insurance agent, but anyone driving the auto with the policy owner's permission should be covered. However, ALL licensed drivers residing in the household are supposed to be listed on the policy.
Can your son drive your ex's vehicle any time as long it is insured and be covered if he is in a wreck?
Is he rated on the policy or another in the household as a driver? He needs to be.
Is it legal for an insured secondary driver to drive a car owned by a deceased primary driver?
Were they a named insured in the Household? By most companies, if you are rated in the household, you may drive any vehicle in HH. Yes, coverage should still apply to the vehicle however I would try to get the title of the car changed out of the name of the deceased party's name as soon as possible.
Does a spouse have to be insured on your vehicle if they cannot physically drive it?
No.
Do you need insurance to drive your car home from an auto auction?
If you are looking to drive a vehicle home as the winning bidder then the vehicle must be insured. All vehicles must be insured to drive legally on our roads.
Can you be insured to drive anyones vehicle My daughter tells me that she can drive anyones vehicle and she is covered.?
Yes, it is possible to insure an individual and not just a vehicle.
If you have liability insurance on one vehicle are you insured if you drive another vehicle?
Auto insurance typically covers the car, not the driver. So, if you have insurance on your vehicle, but you drive another vehicle that doesn't have insurance, you are not protected by your policy if you have an accident in that other vehicle. However, if you have insurance on your vehicle, and you lend it to a driver (from another household) who does not have his or her own insurance, they will be covered by your policy while they are driving your car.
Can your friend drive your car if you are both insured?
People are not insured. Vehicles are. In other words, it's not necessary for a vehicle owner to determine whether a potential driver is insured. The owner knows whether his car is insured. It is necessary, however, for a person who wishes to drive a vehicle to ensure that it is properly insured. I would not operate a vehicle unless I saw a valid insurance card for it.
Do you need insurance to drive someone else's car?
The car is insured not the driver however many policies have restrictions as to who may drive the insured vehicle.
How can you find out if someone is insured?
If its your own vehicle you can enter the reg number at www.askmid.com this will tell you if the vehicle is on the Motor Insurance Database. It will not notify you if the driver in question is insured to drive the vehicle. For use with your own vehicle only.
Is your 18-year-old grandson covered by State Farm insurance if he drives your car?
Your grandson is covered to drive your vehicle if he meets the following criteria: He is fully licensed He does NOT reside in your household, He has been given expressed consent at all times to drive the said vehicle by the owner/insured person.
If i am insured and drive a vehicle belonging to someone that is not insured am i covered through my policy?
No. * i say Depends on your policy. Call your insurance person.
