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Why get accidental death insurance when you have a life policy?
Wiki User
∙ 11y ago
You may or may not actually need another life insurance policy for accidental death, but it is true that the more insurance you buy, the more money your dependents will receive in the event of your death. Of course, it is also true that the more insurance you buy, the more it will cost you in premium payments, and if you do not suffer an accidental death, you will never receive anything for that money. So, it's a kind of gamble. Your dependents might come out ahead, or they might not.
Wiki User
∙ 11y ago
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Accidental life insurance covers death by homicide?
Your life insurance policy should contain a provision that stipulates if the policy covers death by homicide. It really varies from policy to policy, depends on the insurance company, etc.
Does homeowners insurance cover a death of a stranger in your house?
No, Hopefully the stranger had a life insurance policy. Homeowners insurance does not provide life insurance or accidental death benefits.
Does dying while setting off illegal fireworks void a life insurance policy?
No, an accidental death would be covered by your life insurance policy.
What is the difference between accidental death life insurance and regular life insurance?
Usually the only difference between accidental death life insurance and regular life insurance is the name, although sometimes an accidental death life insurance will pay out more money if the death is accidental.
Can the insurance company deny a life insurance claim on a policy that has been held for 20 years if the toxicology reports determine that death was caused by an OD?
If the policy was an accidental death policy, probably. Accidental death usually relates to accidents on common carriers such as a plane, train, automobile,or bus. An OD would not be considered an accidental death.
Union Fidelity Life Insurance Company Accidental Death Insurance policy that I have Need to obtain copy of insurance policy?
Call 1-800-621-0393
How do we get ahold of Union Fidelity Life Insurance to buy accidental policy?
accidental insurance
Can you borrow from a accidental death and dismemberment insurance?
No, you cannot borrow from an accidental death and dismemberment (AD&D) life insurance policy. There is no cash value and the policy only pays a benefit upon death if certain requirements are met regarding the accident or dismemberment.
How are accidental death benefits paid out when they double?
If your life insurance death benefit is for $100,000 and you have a 100,000 accidental death benefit rider and you die in an accident then your policy would pay $200,000.
What does deces mean in English?
'Assurance Deces' is a French term which translates into English as 'Death Insurance'. Death insurance is a common form of insurance taken out to protect against life events such as accidental death. This policy covers areas such as accidental death. Should the claim against the policy be accepted, the policy would be paid to the benefactor. Depending on the issuer or the policy, depends on the level of premium.
If a life insurance policy has an accidental death rider will an accidental overdose be covered?
insurance firm differs some cover it but some are reluctant to because many people will be commiting that
What does 'assurance deces' mean in English?
'Assurance Deces' is a French term which translates into English as 'Death Insurance'. Death insurance is a common form of insurance taken out to protect against life events such as accidental death. This policy covers areas such as accidental death. Should the claim against the policy be accepted, the policy would be paid to the benefactor. Depending on the issuer or the policy, depends on the level of premium.
