This is probably controversial, but from my life experiences and reading--in no particular order:
1) Having doctor offices code and bill the insurance company: we used to pay up front and then file a claim ourselves. Now the doctors pay medical coders and billers and the insurance companies have a parallel organization that approves and disapproves claims.
2) Health Maintenance Organizations introduced the "co-pay," teaching people that medical care and tests don't cost much. True costs of care are not evident.
3) Insurance companies used to invest premium dollars, earning a decent return where they could make money that way. Insurance companies began to see premiums as a profit center and started to raise rates. Once rates increased in higher percentages, the focus was on premiums, pre-existing conditions and maximum coverage amounts to increase profits. They also play with the cash flow, delaying payments to doctors while enjoying the dividends of invested monies.
My reading of health care reform is that some of these expenses that do us no good will fade and that we will actually save money by being able to provide preventive care to uninsured people that we are treating in urgent care and emergency rooms and paying for by taxes. It remains to be seen how this will truly work, but the current system is not cost effective at 16% of our GNP.
By the way, where I work, the highest cost insurance program is the HMO. It has the highest premiums. Most people who have it only go to the doctor once or twice a year, so they are paying a lot of money for that privilege of paying low copays.
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They include: the burgeoning elderly population that requires additional health care, increased reliance on expensive medical equipment and technology, the shift of some costs from the government
My opinion: cost of developing new medications and new technology; near-monopoly control of the market by the developers of those items.
C. Eugene Steuerle has written: 'Taxes, loans and inflation' -- subject(s): Income tax, Capital levy, Loans, United Sates, Effect of inflation on, Effects of inflation on, United States 'Economic effects of health reform' -- subject(s): Health Insurance, Health care reform, Insurance, Health, Medical care, Medical policy, Public opinion
People get "better" faster, due to the advancements in medical technology
50 Million Americans do not have health insurance and another 25 Million Americans are considered under insured. In addition, over the past 10 years, health care costs have increased by 120% while our GDP and wages have only increased by 30%. Health care costs are rising at twice the rate of inflation and are bankrupting private citizens, state governments and the federal government.
One big thing which has contributed to the rising costs of health care is the increased number of malpractice lawsuits. Because of this, malpractice insurance has gone up considerably for those in the health care industry, and since they have to pay more, they then pass on the costs to you, the consumer.
The percent of compound inflation of a long term care insurance policy depends on the choice of the policyholder, you may either choose 3%, 4% or 5% compound inflation rate. A compound inflation rate adds more money to your benefits compared to a simple inflation rate.
After Florence Nightingale received the Order of Merit in 1907, she continued her work in health care reform and nursing advocacy. She also wrote extensively on public health issues and continued to campaign for improved hospital conditions and nursing education until her death in 1910.
Provides health care if you can not afford it.
The delivery of health care.
How is "health care quality" measured when "delivered by a health care provider or physician"? Answer this question…
Healthcare is one of the top social and economic problems facing our citizen. More than 47 million people in the United States do not have health insurance and about 9 million of them are children. These 4 points are most important issues about health care in our city.AffordabilityThe cost of health insurance and health care is rising at a pace faster than wages and inflation which can't be afford by a poor worker or patient.PortabilityIn our current health care system, the majority of health insurance coverage is tied to employment. When health insurance is tied to employment status, it can be very disruptive and inefficient. It is estimated that about 24% of the uninsured are without insurance because they lost their job or had a change in employment.AccessibilityWhile the primary reason individuals do not have health insurance is because of cost, there are also many people who cannot get insurance because of pre-existing medical conditions. For some, their health insurance is actually cancelled and bills left unpaid due to their illness or injury. The lack of accessibility to health care also affects children.Chronic DiseasesOne of the biggest and most costly aspects of health care is the treatment of chronic diseases. It will be hard to make insurance affordable without changing how chronic disease is treated.
Yes there are a few health care professions who do provide mental health care with other care systems. what area are they located in?
Well if Donald Trump supports health care then he must have health care!