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What else can I help you with?
What does catastrophic insurance cover?
Catastrophic insurance is a type of health insurance that covers only big health care expenses. Catastrophic health insurance policies have lower-than-average premiums and higher-than-average deductibles.
Does the insurance you have cover the catastrophic insurance coverage I pay for?
No. A person pays for their own policy which covers them.
Does homeowners' insurance cover foundation repairs?
No. Unless the foundation problem happened because of an earthquake or flood (and you have insurance to cover both catastrophic events), then your insurance will not cover something that has degenerated with time.
Does State Farm offer catastrophic insurance?
State Farm does offer catastrophic insurance, as well as a wide variety of other insurances. Catastrophe insurance will cover you in the event of something (like an earthquake, etc) that is deemed a catastrophe.
Will an insured liability cover damages and injuries caused by an intentional criminal act?
It depends on what your saying. Was the intentional act, an act of the insured or was the insured the victim of a crime willfully caused by another. If you are the victim of a crime then your insurance may cover your losses. If so, your loss would not be covered under the liability portion of your own policy though, it would be covered under your comprehensive coverage. A person can not be liable to oneself. Losses and damages that arise from the Intentional acts, Criminal actions, Wanton negligence etc. of the insured are typically excluded from an insurance policy. Insurance is designed to cover unforeseen losses, accidental losses and catastrophic losses not willfully inflicted by the insured. Insurance would never be able affordable to anyone if it was expected to cover willfully inflicted losses of an insured.
Losses or risks that an insurance policy will not cover are called?
deductibles
What stops homeowners from starting a non-profit cooperative form of catastrophic home insurance instead of the high-priced HO-3 now in Florida?
Probably the ability to have enough money set aside to cover the losses.
What does collision auto insurance cover?
Covers medical expensives for you and passengers, will cover damages if other driver who is At Fault doesnt have insurance.
What does broadened collision auto insurance cover?
Covers medical expensives for you and passengers, will cover damages if other driver who is at fault doesnt have insurance.
Does home owners insurance cover money stolen from a school PTO?
No, It is the schools choice to obtain coverage for losses from theft on school property or not. Your homeowners insurance would not cover the losses of another party.
Does homeowners insurance cover losses a friend incurred from being robbed inside the home?
No. Your friend is most likely not a named insured on your homeowners insurance policy. Your homeowners insurance policy is specific to you and your property. It would also not cover the losses of a tenant.
Will catastrophic insurance cover damages caused by a hurricane?
Hurrican damage is covered. Anything direct, sudden, and accidental is covered.
