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The best solution - would be a low-interest loan from a bank ! Bank interest rates are MUCH lower than credit cards.
Credit cards are issued by banks. They are essentially just a loan at an extremely high interest rate. They are somewhat similar to unsecured or 'signature' loans at a bank.
Low interest business credit cards have much less low risk than high interest credit cards. Less cost is imposed for the person using the credit card.
Sears credit cards are like most credit cards. They are convientient when you are low on cash,. Howver, like most credit cards, they have high interest rates.
Most retailers are happy to offer high interest credit cards to those with a bad credit rating. Examples include Costco, Sears, and Canadian Tire. Other options for online purchases include prepaid cards, debit cards that have the option to be used as credit cards, and using Paypal with a bank account.
I am sure no credit card provide low interest rates, they are all high rates on both business or individual credit cards. Check out this site, they provide comparison of low interest rate credit cards. http://www.creditcardfinder.com.au/low-interest-rate-credit-cards
Because high interest is a bonus for the credit card business.
Some of the more popular bank credit cards are Chase, Bank of America, Discover, American Express, or First Premier. You just have to watch for the fees on the cards because they can be really high.
Try your bank to see if they offer a secured credit card. Bank of America offers a secured Visa and the credit line is equal to your deposit amount. Beware of secured cards with high interest rates and fees!
Go to Capital One website, look for their credit card section, it will tell you how much the interest rates are. All of the credit cards company they do charge very high interest rates.
Many people would consider most credit cards bad, however, if you are careful, they can be quite useful. Some of the bad ones have high interest rates. Capital One has an average interest rate of 19.9% which is extremely high, where most people would consider that a bad credit card. Also, a credit card with a high interest rate and no rewards is another example of a bad credit card.
A personal loan can be used to consolidate debt and repay multiple debts such as balance transfer credit cards to find the best option for you. It can also be expensive especially if some of your debts have a high interest rate. Personal loans can come from banks, credit unions or online lenders. affordabledebtconsolidation.