Quantcast
answersLogoWhite
notificationBell
Insurance
Auto Insurance
Auto Insurance Claims

Why is car insurance higher for young drivers?


Top Answer
User Avatar
Wiki User
Answered 2012-07-30 14:24:04

there are certain reasons behind the costly car insurance for the young driver

1.the main reason is the less experience of driving,young drivers do not have more experiences of driving the car properly,there are lot of chances for the accidents by the young drivers

2.young driver do not have a good driving record ,,they dont find time to get good driving record

3.insurance company can give insurance on the past record of driving,if person is young and don't have good experienced past driving records,,

001
๐Ÿ™
0
๐Ÿคจ
0
๐Ÿ˜ฎ
0
๐Ÿ˜‚
0
User Avatar

Your Answer

Still Have Questions?

Related Questions

Do the insurance companies have to give cheap car insurance to young drivers?

No they do not have to and they generally do not. Young drivers are in a higher risk group which makes car insurance expensive for younger drivers.


Why is car insurance for young drivers often expensive?

There are a few reasons why young drivers pay more for car insurance. The biggest reason is that they are inexperienced and therefore a higher risk for an accident.


Which company offers the cheapest car insurance for young drivers?

Budget Direct Car Insurance believes good drivers shouldn't have to pay for higher premiums to subsidize "higher risk" drivers. They choose not to insure some drivers so they can offer highly competitive car insurance rates for good drivers.


Where can I find Affordable Car Insurance for young drivers?

You can go to dmv.com to search for car insurance and also get a quote for young drivers.


Do they sell car insurance for student drivers?

As a young driver you will generally be required to pay higher car insurance premiums than older and more experienced drivers however this does not means its impossible to find affordable car insurance coverage from car insurance companies.


Where could a person find opinions on the cheapest car insurance for young drivers?

Opinions on the cheapest car insurance for young drivers can be found at Insurance Review Centre, Money, Cover Box, 4Young Drivers, and Captain Compare.


What are some car insurance companies that offer discounts for young drivers?

Statefarm offer discounts for young drivers and students. In the UK one can find cheap car insurance for young drivers from Endsleigh. They offer savings of up to 23%.


What is the best cheap car insurance for young drivers?

The best cheap car insurance for young drivers would be All State. They have great deals and have accident forgiveness. They also offer house insurance as a deal.


What is the cheapest car insurance available for young drivers?

The best place for young drivers to find cheap car insurance would be at State Farm. State Farm is a widely used insurance company and have quotes which are made specifically for new drivers.


Why is car insurance for young drivers so expensive?

Car insurance is more expensive for younger drivers due to the fact that their lack of driving experience makes them a higher risk. Insurance companies charge based on a number of factors that contribute to your overall risk as a customer.


Do you have to have auto insurance if you have a drivers license but no car?

If you have your G2 or higher you need insurance to drive.


Is there such a thing as cheap car insurance for young drivers?

Unfortunately, no. Car accidents are the #1 cause of death for drivers aged 16-20, so young people are a huge insurance risk.


What is provisional license insurance?

Provisional license insurance is a cheap car insurance that is mostly for young drivers. These are especially made for student drivers as well.


Where can you get cheap car insurance for young drivers?

I would call many insurance agents to get rates.


Why do insurance companies not offer cheap car insurance to 18 year olds?

Insurance companies usually have higher rates for young drivers due to their lack of experience, lack of responsibility, and the idea that they are more impulsive on the road. Not all teenagers are this way, but the insurance companies have to take care when insuring young drivers.


How much is the average learning driver's car insurance?

Car insurance for new, young drivers is more expensive then adult's car insurance. The reason is drivers have to prove to the insurance companies that they are safe drivers. The average insurance for new drivers is anywhere from $2000 to $5000 a year, depending on the type of vehicle insured and one's location.


Where can one compare car insurance quotes for young drivers in the UK?

You can compare car insurance quotes for young drivers in the UK on the internet. Good websites to do this are Moneysupermarket, Uswitch, 4YoungDrivers and 2pass. You can also consult your local insurance company for information.


Should senior citizens be charged a higher rate for car insurance?

Senior citizens should be charged a higher rate for car insurance. Seniors have the second highest accident risk average, only after teenage drivers. Teenage drivers have higher car insurance because of this higher risk factor, and so should senior citizens.


Are California car insurance rates higher for drivers under the age of 25?

California car insurance rates are higher for drivers under 25. However your rates may be lower depending on your gender and driving record.


Which companies provide car insurance for young Drivers?

Most insurance companies have special insurances for student and young licensed drivers. Among them are State Farm, Nationwide, Progressive, and Geico.


Where do people get cheap car insurance for young drivers?

Car insurance companies can vary greatly on the insurance rates they quote for yound drivers. If the young drivers are minors and living at home, the best bet would be to contact the parents' insurance carrier. Many times they will offer multi-driver/car policies, which make this a more inexpensive option than other companies.


Is car insurance for women lower or higher than for men on average?

Women face paying higher car insurance premiums from today due to new European rules. But men, particularly young drivers, should see a fall when they come to renew policies.


Does State Farm offer Ohio car insurance for bad drivers?

Yes State Farm offers car insurance to all drivers but you will probably gate higher rates and no discounts.


What can I do to get cheap car insurance for young drivers still in high school?

You can go to dmv.com to search for car insurance in the Florida region for teenagers.


Where can cheap car insurance be found for drivers in Northern Ireland?

There is a price comparison site for car insurance and other services which is specifically for Northern Ireland. This site is CompareNI, and it enables drivers from Northern Ireland to compare deals for car insurance. In addition there is a specific page for young drivers.


Still have questions?

Trending Questions
How to Make Money Online? Asked By Wiki User
Best foods for weight loss? Asked By Wiki User
Does Neil Robertson wear a wig? Asked By Wiki User
Previously Viewed
Unanswered Questions