The question makes an assumption. It is not necessarily bad to use a credit card. It is essential that you ensure you make payments on time otherwise you will accumulate interest charges and your credit rating will suffer.
it is not bad to have a credit card, as long as you pay your balance every month, and not skip a payment, and do not use it if you do NOT have the money to pay for it.
"Credit" sounds very good, that's why they call it a credit card. When you use a credit card, you go into debt. Yes, that's as bad as it sounds. So don't use a credit card. It will cost you an arm and a leg, perhaps literally.
u sex the credit card and it has no money on it
Yes you can! If you can afford to place a security deposit of $200 or more you can get a secured credit card. You are guaranteed approval for a secured credit card regardless of how bad is your credit and what is your income. There is also a chance that you might be able to get an unsecured credit card, if your credit is closer to fair than bad.
If you have a bad credit history, you can still avail of credit card applications. It depends on the company. Sometimes, you have to fix your credit card history before you can apply for a new one.
it is not bad to have a credit card, as long as you pay your balance every month, and not skip a payment, and do not use it if you do NOT have the money to pay for it.
"Credit" sounds very good, that's why they call it a credit card. When you use a credit card, you go into debt. Yes, that's as bad as it sounds. So don't use a credit card. It will cost you an arm and a leg, perhaps literally.
u sex the credit card and it has no money on it
Yes you can! If you can afford to place a security deposit of $200 or more you can get a secured credit card. You are guaranteed approval for a secured credit card regardless of how bad is your credit and what is your income. There is also a chance that you might be able to get an unsecured credit card, if your credit is closer to fair than bad.
If you have a bad credit history, you can still avail of credit card applications. It depends on the company. Sometimes, you have to fix your credit card history before you can apply for a new one.
If someone was looking to learn how to get a credit card with bad credit, they need to look into classes. Lots of places nationwide will give classes/courses to people with bad credit trying to get access to a credit card.
First thing that you have to do is to repair your credit card history. Look for the things that can be fixed. Next thing is to review your current status. There are certain qualifications that credit card companies are requiring for people to have a bad credit card history to have a new credit card.
It is still bad credit history.
Yes you can in fact get a credit card with bad credit. You will have to pay a high interest rate than others because of this though.
There are many places which will offer you a credit card if you have bad credit. If you look on websites such as Money Saving Expert you can find information about this.
One can fill out an online credit card application for bad credit at DKB Germany website, Credit Net website and Loans for Poor Credit. Other good places are Barclay Card and Personal Loans for Bad Credit.
It can be rough not having good credit, especially when you need a credit card. You will almost always be turned down for a card when you have a poor history. So consider bad credit cards when you need a card and don't know where to turn. You can secure your card by using your own cash to borrow against. Most cards allow you to start by depositing a few hundred of your own dollars into your account, which you can then use as your own line of credit. You can use this type of credit card to rebuild credit while enjoying your own personal card.