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The question makes an assumption. It is not necessarily bad to use a credit card. It is essential that you ensure you make payments on time otherwise you will accumulate interest charges and your credit rating will suffer.

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10y ago

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What is bad about having a credit card?

it is not bad to have a credit card, as long as you pay your balance every month, and not skip a payment, and do not use it if you do NOT have the money to pay for it.


What is does a credit card gives credit?

"Credit" sounds very good, that's why they call it a credit card. When you use a credit card, you go into debt. Yes, that's as bad as it sounds. So don't use a credit card. It will cost you an arm and a leg, perhaps literally.


How can one get credit card with bad credit?

u sex the credit card and it has no money on it


Can you get a credit card with bad credit?

Yes you can! If you can afford to place a security deposit of $200 or more you can get a secured credit card. You are guaranteed approval for a secured credit card regardless of how bad is your credit and what is your income. There is also a chance that you might be able to get an unsecured credit card, if your credit is closer to fair than bad.


How do you get credit card with bad credit?

If you have a bad credit history, you can still avail of credit card applications. It depends on the company. Sometimes, you have to fix your credit card history before you can apply for a new one.


Where would somebody learn how to get a credit card with bad credit?

If someone was looking to learn how to get a credit card with bad credit, they need to look into classes. Lots of places nationwide will give classes/courses to people with bad credit trying to get access to a credit card.


How can you get a credit card with bad credit?

First thing that you have to do is to repair your credit card history. Look for the things that can be fixed. Next thing is to review your current status. There are certain qualifications that credit card companies are requiring for people to have a bad credit card history to have a new credit card.


What if you have bad credit because of bills not credit card debts?

It is still bad credit history.


Where can one get a credit card with bad credit?

There are many places which will offer you a credit card if you have bad credit. If you look on websites such as Money Saving Expert you can find information about this.


Can I obtain a credit card with my bad credit?

Yes you can in fact get a credit card with bad credit. You will have to pay a high interest rate than others because of this though.


What are the best department store credit cards available for individuals with bad credit?

Some department store credit cards that may be available for individuals with bad credit include the Kohl's Charge Card, JCPenney Credit Card, and Macy's Credit Card. These cards may have lower credit requirements compared to traditional credit cards, but it's important to use them responsibly to improve your credit score.


Where can someone fill out an online credit card application for bad credit?

One can fill out an online credit card application for bad credit at DKB Germany website, Credit Net website and Loans for Poor Credit. Other good places are Barclay Card and Personal Loans for Bad Credit.