0
Why is it illegal to let someone else buy a car in their name but let you drive it and have insurance on it?
Wiki User
∙ 16y ago
It is illegal because it is a form of "Financial Fraud", a "misrepresentation" of the facts to the lender on an affied note. You would basically be lying to the lender to get the car. Acquiring it under false pretense. that's fraud.
Additionally by not listing the legal buyer / owner of the vehicle on the insurance policy you are exposing that person to all kinds of law suits and financial as well as legal liabilities. The titled owner can be held equally liable for any and all accidents, injuries, deaths etc, regardless of who was driving at the time of the accident.
Wiki User
∙ 8y ago
Wiki User
∙ 16y agoIt is not as long as you are listed on the insurance and have a valid drivers license.
Add your answer:
Earn +20 pts
If you drive someone else vehicle and they dont have insurance is this against the law?
Yes, It is always illegal to drive without your financial responsibility. It doe snot matter if it's your vehicle or someone else's
Is it illegal to pretend to be someone else in a insurance policy?
yes
If you have a DUI can someone else drive your car?
if they're on your insurance
Are you insured if you drive someone else's car?
that depends on their insurance policy
If you have fully comp insurance can someone else drive the car with your permission?
In most cases they can drive your vehicle but most insurance companies have restrictions on the age of the driver, usually 25 or older. It is best to check with your insurance company before letting someone else drive your vehicle.
If the owner has no insurance can someone else drive the vehicle?
In the UK, yes. So long as the driver has insurance.
Is it illegal to drive someone else's car without having a drivers license?
It is illegal to drive in any US state, to drive any car, if you do not have a driving license.
Do you need auto insurance to drive a car owned by someone else in UK?
Yes
Can you be fined for driving someone else car if they do not have insurance?
not if you are personally insured to drive that vehicle on your own policy
What happens if you drive someone else's car which has no insurance and you have no insurance and you get in an accident?
This is not good. The law specifically says, that, it is your responsibility to make sure that the vehicle you are about to drive is properly insured. Sorry to say, but there is no way out of it.
Do you need insurance to drive someone else's car?
The car is insured not the driver however many policies have restrictions as to who may drive the insured vehicle.
Is it legal to drive a car that is not insured on your insurance?
It is illegal to drive a car that is not insured for at least third party cover (i.e. if you hit someone then they - but not you - will get paid out). Therefore if the car is not covered on an insurance policy that YOU have then to drive it you would need to be covered on someone else's insurance. Some people hold insurance policies that allow anyone (with permission from the owner) with a valid license to drive the car and in this case you would b covered on this policy - many company cars have this sort of policy. It is you DUTY to make sure that you/the car has as covering policy before you drive it and that you can PRODUCE this policy for the police should they require you to do so.
