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Why is my valid credit card not authorized when I try to use it?
Wiki User
∙ 14y ago
Why_is_my_valid_credit_card_not_authorized_when_I_try_to_use_it
Wiki User
∙ 14y ago
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I can't get a credit card anywhere what can I do?
Try a secured credit card
How do you find out if your credit card is valid?
The most direct way to find out if your credit card is valid is to try to use the card for a purchase that you were planning to make. If the purchase goes through, there is very high likelihood that the card is valid (some cards are on fraud watchlists and they may be turned off after one or two charges). The safer way is to call the number on the back of your card and ask the issuing company if you can still use the card (you will need to provide answers to security questions that only you know in order to get such information).
Could you get a credit card with a credit score of 586?
TRY capitalone
If a college student has no previous credit history but is an authorized user on his father's credit card how long would it take to acquire a credit rating?
If you are an authorized user on an account that has never been late and has not exceeded the credit limit, then your credit score should improve within six months. If you have a little money of your own set aside, try obtaining a secured visa or mastercard through Bank of America, First Premier, or Capital One. This will help build your credit even faster.
Where is it possible to get credit cards with the best rewards?
That may differ from certain people. Credit card companies try to find popular reward offers but everyone has their own taste. While shopping for a credit card one will have to do research before committing to a credit card.
If my Mom died would I have to pay her credit card bill if I am an authorized user?
Legally, no, authorized users are not responsible for debt incurred. However, there are lenders/card issuers who may try to convince the consumer that paying the debt is a "moral responsibility."
I can't get a credit card anywhere what can I do?
Try a secured credit card
How do you find out if your credit card is valid?
The most direct way to find out if your credit card is valid is to try to use the card for a purchase that you were planning to make. If the purchase goes through, there is very high likelihood that the card is valid (some cards are on fraud watchlists and they may be turned off after one or two charges). The safer way is to call the number on the back of your card and ask the issuing company if you can still use the card (you will need to provide answers to security questions that only you know in order to get such information).
Your mother passed away and you was an authorized user she had 15000 on her card you used your card after her death to charge 1500 credit card company said you was responsible for that amount?
If you were an authorized user on your mother's credit card, then you are also responsible for outstanding debts on that account. If your mother had a Will and it was probated her bank accounts would be frozen, creditors paid off as well as any outstanding taxes on house/property and loans. The amount she charged on the credit card should have been paid by any money left in the Will. However, if she had little or didn't leave a will then I am sorry to tell you that you are responsible for the whole bill. Marcy THE CORRECT ANSWER I sorry but that answer is incorrect. There are different types of signers on a credit card agreement. There is the Primary, who's credit rating actually got the account. If the primary could not get the card with just his or her rating, then a Co-Signer would be needed that has the good rating. The Primary and the Co-Signer are both responsible for any charges incurred on the credit card. Then , there is what is called an "Authorized User". This is a person that the Primary and/or Co-Signer allows to use the card. They are put on the credit card account to use (charge) purchases to the credit card. HOWEVER, the Authorized user IS NOT responsible for payment, EVER. Alot of collections agencies will try to tell you that you have to pay the debt, but if you are only a Authorized User, you are NOT legally held to pay any part of the debt.. I worked for 3 banks with credit cards and I know that you do not have to pay, no matter what a collection agency tells you. And if they place anything on your credit report, you can sue them and have it taken off, or you can just dispute it, and then sue when the reporting agency does not take it off. IMPORTANT!!! If someone who is an authorized user of a credit card knowingly uses the card AFTER the death of the primary and cosigner, then that Authorized User WOULD be legally responsible to pay any charges placed on the credit card by them. It is ILLEGAL to continue to use a credit card as a Auth. User when you know that the primary is deceased, and therefore will not be able to pay the debt.
Who can get a credit card?
Anybody, get a secured card. Try card track on the web.
Could you get a credit card with a credit score of 586?
TRY capitalone
Where can I get a credit card repayment calculator?
federalreserve.gov has an excellent credit card repayment calculator for you to try out! it will give you an estimate of how long it will take you to pay off your credit card balance.
If a college student has no previous credit history but is an authorized user on his father's credit card how long would it take to acquire a credit rating?
If you are an authorized user on an account that has never been late and has not exceeded the credit limit, then your credit score should improve within six months. If you have a little money of your own set aside, try obtaining a secured visa or mastercard through Bank of America, First Premier, or Capital One. This will help build your credit even faster.
How long should I hold a secured bank credit card before I try to get an unsecured one?
Your ability to obtain an unsecured credit card will depend on your credit score. As your credit score rises you will become eligible. Try checking it after a year of making on time payments on your unsecured card.
Can you renegotiate the interest rate on your credit card?
You can certainly try.
what is a good credit card company?
A good credit provider is one who does not nickel and dime you for every transaction you make on the credit card. I would work on your credit first and then try to get a card with a low interest rate and no fee to activate it.
Is it difficult to obtain an international credit card?
Most international students find it difficult to get a credit card in the U.S. because they have not established a credit history and because they are not U.S. residents. For newly arrived students, you may want to try using a "secured credit card". These cards offer some of the conveniences of a credit card, except that you secure your credit card with a deposit that becomes your credit line. The best part is that your secured card is reported as a regular credit card on your credit report. Check with your bank on the secured credit card.
