Why Is An Appraisal Required?An appraisal is required to determine the current market value of the property that will secure the loan. The appraised value will dictate the maximum loan available on that particular property. This is referred to as loan-to-value or LTV for short.
Each particular loan program has a maximum LTV based upon the lending guidelines that are contained within our automated underwriter. In order to ensure that the loan being requested meets the LTV limitations of the particular program, an appraisal must be performed to accurately assess the current market value.
An approximation of the current market value of any property is available by clicking here. Simply input the address and zip code and an estimate of your current market value will be issued. This is a free service and is designed to give you access to tools previously only available to real estate and mortgage professionals.
As & when the principles , knowledge and practice of marketing is cut across all industries ,to market effectively in industrial market ....Industrial marketing is required ...
Enterpreneurshipis the process of identifying opportunities in the market place,arrangin resources required to exploit the opportunities for long term gains
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Before introducing any new product or modifying a product an organization is required to know about the market - geography, demography, location, size of the population, nearness to the market etc. All these could be considered while doing a market research. Old books and research papers also prove to be useful. The dept. measures the viability of the project and classify the research accordingly.
a set of instructions and requirements that generally states the research problem and the information required, and specifies the timeframe, budget and other conditions of the project.
The effective date is the actual date that the appraiser is on the property, the market value at that specific time. A retrospective appraisal is an appraisal that gives the market value at another specific time other than when the appraisal is done. The retrospective appraisal utilizes information only up to the retrospective date. A good example for the need of a retrospective appraisal is fire, or the belief that a home was over appraised at an earlier date.
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the appraisal belongs to the lender and it is not usually given to a buyer.
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The actual value of a piece of jewelry is the current price the market will determine if the jewelry is sold today. An appraisal is an estimated price the jewelry will sell for if the market and demand is ideal.
the median level of appraisal is the median appraisal ratio of a reasonable and representative sample of properties in an appraisal district. An appraisal ratio is the ratio of a property's appraised value as determined by the appraisal office or appraisal review board, as applicable, to: (1) the appraised value of the property according to law if the property qualifies for appraisal for tax purposes according to a standard other than market value; or (2) the market value of the property if Subdivision (1) of this subsection does not apply. (c) The median appraisal ratio for a sample of properties is, in a numerically ordered list of the appraisal ratios for the properties: (1) if the sample contains an odd number of properties, the appraisal ratio above and below which there is an equal number of appraisal ratios in the list; or (2) if the sample contains an even number of properties, the average of the two consecutive appraisal ratios above and below which there is an equal number of appraisal ratios
to determine whether an employee has the required knowledge and that an employee can work effectively
A jeweler can tell you whether or not you have a real diamond. If it is real, a gemologist can give you an appraisal -- the jeweler can possibly give you an appraisal for use with insurance, not market value. Expect to pay for any appraisal you require.
If you are referring to mark to market then: for stocks: get a quote from you stock broker. for houses: get an appraisal
In residential contracts in the US, the buyer pays for the appraisal which is required to obtain a mortgage. Some contracts may be negotiated that a portion of the closing costs are seller paid on behalf of the buyer which could include the appraisal in the final accounting.
kind of efficeint market