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There is no good reason for having a credit card (If you only want to spend the money you own), The only reason that a card may be handy is to help cope with online purchaces and this can now be covered by a debit card.
Another good reason is to build up good credit, it looks much better in the eyes of a credit company to be someone who uses credit and pays it back in a timely fashion, than be someone who has never used it.
It's not realistic to expect to buy a car, or house entirely out of your own pocket these days, you're going to need a loan, mortgage, etc, and that means opening a line of credit with someone who will look at your credit history first.
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∙ 11y ago
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What does one do if they have lost their Capital One credit card?
If one has lost their Capital One credit card, one should notify the card centre immediately and have the card replaced. Then one should call the police for the record.
What age should one have to get an Icici credit card?
Someone can get an Icici credit card starting at age 18. Age should not be the main consideration when getting a credit card. Credit history and responsibility are important.
How would one use a credit card to rebuild credit?
One can rebuild their credit by using their current credit card. One should make sure they pay their balance on time without delay to maintain their good credit.
What are some credit card tips?
There are several tips when using a credit card, such as only spending what one can afford. Similarly, one should read the small print to see the credit card rates and benefits.
How can you lower the high rates on your credit cards?
One cannot lower the high rates on a credit card. One does have the option of choosing what credit card to get (with the set rate) when deciding to get a credit card. One should consult online data to find the lowest rates.
What does one do if they have lost their Capital One credit card?
If one has lost their Capital One credit card, one should notify the card centre immediately and have the card replaced. Then one should call the police for the record.
What age should one have to get an Icici credit card?
Someone can get an Icici credit card starting at age 18. Age should not be the main consideration when getting a credit card. Credit history and responsibility are important.
How can one get a Care One credit card?
If someone is looking to get a Care One credit card, they should visit the official Care One website. On this site, one could fill out an application for a credit card and get instant approval.
How would one use a credit card to rebuild credit?
One can rebuild their credit by using their current credit card. One should make sure they pay their balance on time without delay to maintain their good credit.
What are some credit card tips?
There are several tips when using a credit card, such as only spending what one can afford. Similarly, one should read the small print to see the credit card rates and benefits.
How can you lower the high rates on your credit cards?
One cannot lower the high rates on a credit card. One does have the option of choosing what credit card to get (with the set rate) when deciding to get a credit card. One should consult online data to find the lowest rates.
How can one purchase a credit card with bad credit?
One can purchase a credit card with bad credit by making an application to the following companies: Vanquis, Capital One, Aqua, Barclay Card, Luma. One should note that interest rates might be higher than usual.
Who should you call if a credit card company listed you as deceased on your credit report?
You should call the credit card company.
Where can one buy a credit card knife?
There are plenty of places in order for one to buy a credit card knife. However, it is strongly recommended that one should check out from the website Amazon.
What should be your first credit card?
American Express. Beastly Credit Card.
Where can one get a charge credit card?
There are many places where one can get a charge credit card. One can visit their financial institution to see if they are currently eligible for a credit card. One may also apply for a credit card from numerous online credit card websites.
What are some tips for negotiating credit card debt?
To negotiate credit card debt, it is advised that one should request a lower interest rate of at least 2% below the national average. One should also offer a lump sum payment of 25% to the credit card company.
