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Q: Why should a person check accuracy of credit report?
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How do credit card companies use a persons credit report?

To determine if that person should be given a loan or credit card


Where can a free copy of a recent credit score be obtained?

A person can get a free copy of their credit report score from Annual Credit Report. A person can request that information by phone or by letter, which should arrive within two weeks.


Can creditors remove their accounts from your credit report?

no, it should stay on your credit report for life.


How can I check my credit report?

You can check your credit report online. You should go to www.experian.com or www.myfico.com or www.equifax.com/ to check your credit report. It is easy to do.


What is commonly used to determine if you should give customers an AR Account?

credit report


What should you do to get paid collections off your credit report?

If the account is legitimately yours, then you cannot legally have it removed from your credit report. However, if you paid the collection account off, it should be reported as paid on your credit report. Still, the accounts will not be removed from your credit report for 7 years.


Why are the three credit report agencies important?

The three credit report agencies are important because they provide report on your credit and if you encounter fraud, they are the agency that you should report to in order to prevent further damage on your credit card.


When will a 1999 discharged bankruptcy be removed from a credit report?

It should be removed from the credit report in 2009. A bankruptcy remains on a credit report for ten years from date of discharge.


How do you get bad credit off your credit report?

You pull your credit report at credit report .com and as long as it has been seven years you can go online to dispute it. It should say dispute just push the button or call to dispute it they should have a number for each credit report which concist of three separate ones.


How long does it take for a forbearance to be entered on your credit report?

It can take a couple weeks or longer. You should contact the person who issued the forbearance if you are concerned about this. Sometimes things don't get entered on your credit report and it is your responsibility to make sure it does.


When should you check your credit report?

You should check your credit report once a year or if you think someone has stolen your identity. If you constantly check your credit it can actually damage it. Experian is a great place to check your credit.


Who should you call if a credit card company listed you as deceased on your credit report?

You should call the credit card company.