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Why would someone use a bank instead of a credit union?

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03/03/2007

Some of the reasons a person would use a bank instead of a credit union include: 1. There is no credit union within a reasonable distance, making a nearby bank more convenient. 2. The individual is not eligible for credit union membership. 3. The individual is not aware of the advantages of credit union membership over a conventional bank. 4. Personal preference.j3h.