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Do I need renter's insurance in Massachusetts?
Renters insurance is needed in every state. Without it, any damage or theft of your personal possessions is your responsibility. Renters insurance covers your personal property.
What is renters insurance and why it is needed?
Renters insurance is for a person who is renting the place where they live. It protects your property if something happens to that place, such as a fire, flood or theft. Without it, only the owner of the property is covered.
What happens if you get a speeding ticket in a rental car with no renters insurance?
The speeding ticket is a separate issue. If you don't have insurance you get done for driving without insurance, speeding or not.
What are the benefits of 13 month renters insurance coverage?
Thirteen-month renters insurance coverage provides an extra month of protection compared to the standard 12-month policy. This additional month can offer more security and peace of mind for renters, ensuring they are covered for a longer period of time without any gaps in their insurance coverage.
What happens if cosigner does not carry renters insurance?
If a cosigner does not carry renters insurance, it generally does not affect the primary tenant's ability to rent the property, as renters insurance is typically the responsibility of the tenant. However, the landlord may require the tenant to have insurance to protect their property and mitigate risks. Without a cosigner having their own renters insurance, the tenant may be solely liable for any damages or losses, which could lead to financial strain if issues arise. Additionally, landlords may view the lack of insurance as a risk factor, potentially impacting lease negotiations.
Can you get car insurance for a vehicle that you do not own?
Yes my boyfriend got insurance on my van without telling me
Can car insurance company's get your husbands record without you telling them?
No, but if you don't tell them you are married then you are committing insurance fraud.
Is It illegal to take someone off my auto insurance policy without telling them?
no
Can an 18 year old go to the doctor without telling their parents while on their insurance?
yes, but they can find out through their insurance
When considering a home rental how much insurance does one need?
Without knowing more, it's hard to say, but in general, the higher the value of your possessions, the more renters' insurance you'll need to cover losses.
What types of insurance policy apply for tenants in rental houses?
If you are a tenant who rents out an apartment, house or building for living space it is a great idea to get renter's insurance. Without renter's insurance you could lose all of your personal property and valuables if a fire or burglary ever occured. The homeowner's insurance would cover the dwelling but not your personal belongings. When you're renting, you'll want to buy renters' insurance to cover your stuff. Here's a place that sells policies: http://www.statefarm.com/insurance/renters/renters.asp
Protect Yourself With Renters Insurance?
Renters insurance offers protection for the contents of a home or apartment in the event of fire, natural disaster or theft. Although many tenants feel that they cannot afford this type of insurance, they often don't realize the danger they face in the event their residence burns down. In such a case, homeowners insurance and other insurance that covers the property will mitigate the homeowners loss, but leave the tenant without any help. This type of insurance can be purchased online or from a local insurance agent. Usually, applying for this type of coverage involves tallying items that are stored inside the home, locating the nearest fire station and ordering a policy with the appropriate coverage amount. Most the time, renters insurance is relatively low priced so many tenants think they cannot afford it, but they really can.
