The best way to find this out would be to go to a Bank of America branch near you and ask. If you are able to provide proper identification, depending on the bank's policies, you may be able to cash the check for a fee, or receive a cashier's check for a fee to take to your bank, or they may decline the transaction entirely, in which case you will need to deposit the check at your own bank and wait for it to clear.
Yes, a check is a bank draft drawn on an account. Provided the account has funds and is payable to you, it can be cashed at your bank or any check cashing place or if you go to the bank it was drawn on with ID, they will cash it for you.
A government check is any negotiable instrument drawn on the account of the funds of any government agency.
To collect on checks that are drawn on a closed account, you have to take the check-writer to small claims court and get a judgment. The check is considered a contract.
As long as there are enough funds in the account that the check is being drawn from to cover the amount of said check and that YOU would have the legal right to withdraw funds from that account. Yes.
Take it to the bank it was drawn on and try to cash it. You can also try depositing it in your account, but you may be charged if it is returned.
There are a couple ways to answer this question. 1) IF A CHECK IS WRITTEN OUT TO YOU.. and you would like to cash it but have no money in YOUR account: Unless it is a government check or a payroll check you will not be able to cash it. Most banks now require you to provide your Social Security Number when cashing it instead of your account number (since there is no money in your account to "hold the check" against.) IF you still need to cash it you can always bring it to the bank that it was "drawn off of" on every check it says what bank that persons account is at. 2) IF A CHECK IS WRITTEN YOU TO YOU.. and you would like to cash it but the person whose account it's coming from does not have enough money (or no money) you'll still be able to cash it, however the person whose account its coming from will be hit with an overdraft fee. Also, when you bring it to your bank to cash it and it is "drawn off" a different bank the money may be drawn out of YOUR OWN account. Banks dont like giving out money for free. I highly suggest you bring it to the bank it was drawn off of to avoid any problems. 2) IF YOU WROTE OUT A CHECK.. and dont have enough money in your account the check might go through, but you will be hit with a big overdraft fee for going below $0.
If a cheque is drawn on an account which has no funds in it then the bank is not obliged to honour it. In fact, unless the account has an agreed overdraft facility they won't honour it.
Inward clearing means the checks drawn by the bank from the other banks. These checks are drawn by the bank/branch customers on their account in favor of other parties.
Pretty much any bank will cash a check. Some stores will do so as well. It can also depend on where the check is drawn. Your best bet is your bank where you have an account.
The consumer is, as only he or she has access to the canceled/posted original check. Account information relating to the credited account should appear on one or both sides of the check. It is possible the wrong account was credited.
In order to get a cashiers check, the money had to be withdrawn from an account, this account could be traced. You could withdraw cash, then use it to get a cashier's check, but someone might be able to match the date of a large withdrawal.
You can cash a check at your bank or financial institution so long as there is recourse in your account. If you don't have an account, try the institution the check is drawn on. If all else fails, I believe small loan companies like check and go or check into cash cash checks for a fee. Hope this helps (: