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Will I need to change my homeowners policy if I add a wood pellet stove to heat my house?
Wiki User
∙ 14y ago
Yes you may need to consult your insurance agent if you make such a change to your home as you may need different coverage.
Wiki User
∙ 14y ago
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Does my homeowners policy paid my house payment while I am off work the sable?
No.
If you hit your house with your car do you file a claim on your homeowners or auto policy?
Auto
What does homeowners insurance pay for in case of damage to your house?
Your Homeowners insurance policy will pay for damages that result from the covered perils specified on your insurance policy subject to the policy limits and any deductibles listed therein.
If you move out of your house 30 days before closing the sale on it are you still covered by homeowners insurance?
The policy is 'in force' for the policy period as long as you still own the house.
Does homeowners insurance cover family members helping with remodeling house?
No, Your homeowners insurance policy is specific to the property and liabilities of the named insured(s)
Can you get homeowners insurance if the owner of the house is deceased?
Yes, The Heirs can buy the policy or the Estate executor can buy a home insurance policy.
Am I required to have a homeowner insurance policy?
Unless you've totally paid off your house, mortgage companies will generally require you to have a homeowners policy.
Does homeowners insurance cover a death of a stranger in your house?
No, Hopefully the stranger had a life insurance policy. Homeowners insurance does not provide life insurance or accidental death benefits.
Does homeowners insurance cover renter's property if you rent the house?
No. They must purchase their own renter's insurance. The homeowners policy for a rental only covers the physical property.
Can you deduct homeowner's insurance on a rental property?
First, a homeowners policy is not what you need for rental property. A homeowners policy is only for a house that is owner occupied. For a house that you rent to others you need to purchase a tenant occupied dwelling fire policy. You must have the proper policy for the situation that you have. The coverage under a homeowners policy ceases when the owner has not lived in the home for 90 days. You need a good insurance agent to advise you and help you purchase the proper policy for your needs. To answer the question, you can deduct the premiums paid for a dwelling fire policy that you rent to someone else.
What is covered by homeowners insurance if you are renting the house?
The dwelling Owners policy does not cover the property or liability of a tenant. Rental dwellings are covered under a Dwelling Policy that covers rental properties not a homeowners policy. If the tenant seeks coverage, the tenant must buy his own Renters Insurance Policy.
Can your homeowners insurance be canceled if you put your house up for sale and if you just got a policy do you have to wait a specific time if you wanted to list your home for sale?
Your homeowners insurance is not effected by your house being for sale...unless it is vacant. 4lifeguild
