More than likely, no.
For those who are looking to save some money, it may be beneficial to research some ways to reduce the costs of car insurance premiums. There are a variety of ways to pay less money each month. The following are some ideas to consider implementing in order to reduce monthly spending:Liability Coverage on Older Vehicles For anyone who has older vehicles, carrying only liability insurance is one way to reduce premiums.
I you take him off as a driver on your policy, you are stating that he no longer lives in your household. Therefore he would no longer be covered as a driver of any of the vehicles on your policy or that you own. If you lied to the insurance company in any way to get your rates lower, why should the company still provide coverage in this situation. Common sense please! This is called material misrepresentation and will void your contract of insurance. An insurance policy is a legal contract where you agree to pay the premiums and to give the insurance company complete and truthful information on household residents, vehicles, drivers of vehicles, whether they live with you or not. In exchange for the premiums and truthful information they provide you with financial reimbursement for losses. If you fail on your end, the contract will be void and they are not liable to pay on their side either.
Most insurance companies do not count these types of tickets against your driving record. They are not considered moving violations just like no seat belt tickets are not considered are not considered moving violations. In these cases they don't make your rates increase. This type of ticket does usually cost a great amount of fine from the local government and/or state department of motor vehicles.
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