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It depends where you are.
nope
There are many places one might go to obtain a scooter. When a disabled individual is looking to get a scooter covered by insurance, the best resource is to speak directly with one's insurance company.
Unfortunate for the average and everyday electric scooter driver most insurance companies do not cover the price of an eletric scooters and see it only as a reacreational device.
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I live in Schofield, WI and yes it is illegal to drive a gas powered scooter on the streets. Even an electric scooter is illegal.
There is a big difference in the performance between a gas scooter and an electric scooter. A gas scooter has a lot more power and can reach higher speeds than an electric scooter. That being said, the cost to drive an electric scooter is cheaper than gas.
If you are on medicare you can get a disability scooter for free or little cost. If you are not on medicare, expect to pay $500 to $1000 for the scooter. Not including shipping and battery chargers.
Depends on your your disability. If you are blind, then no!
Scooter insurance does not cover more than motorcycle insurance. Essentially motorcycle insurance is scooter insurance and in general, is insurance coverage for 2-wheel vehicles.