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State law usually requires a will to be probated, regardless of debt or other issues, soon after death.

In most states, a creditor of a deceased person may file for probate of the estate if no one else does. This is usually done only if there is a substantial asset as a matter of public record (usually real estate or an expensive motor vehicle).

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Q: Will a Credit Card Debt of the deceased card holder Cause His Will to be Probated?
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